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Get Cheap Car Insurance in North Decatur, GA
We monitor insurance prices, helping the average driver in North Decatur save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in North Decatur
The chart below shows the cheapest car insurance company in North Decatur for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| North Decatur Insurer | Monthly Cost |
|---|---|
| Travelers | $86 |
| Farm Bureau | $89 |
| State Farm | $98 |
| Progressive | $106 |
Savings for Every Kind of North Decatur Driver
Based on our extensive insurance data, we know the average North Decatur driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $411 per year by choosing the right vehicle insurance company. Some North Decatur residents are paying out over $1,977 extra every year for auto insurance in North Decatur. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Decatur, GA Savings / Yr. |
|---|---|
$411 |
|
$875 |
|
$604 |
|
$826 |
|
$2,407 |
|
$199 |
|
$850 |
North Decatur Car Insurance vs. Georgia
People living in North Decatur pay an average of 11.65% more than the typical driver in the state. The average driver in North Decatur can expect to pay about $1,315 per year, or $1,977 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in North Decatur for most people.
Car Insurance Prices by North Decatur Neighborhood
Insurance Prices
Where is insurance cheapest within North Decatur?
The map shows insurance prices in and around North Decatur, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $218 per year within the city boundaries, with insurance premiums ranging from a high of $2,109 to a low of $1,891. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of North Decatur.Pick the Best Car Insurance Company for You in North Decatur
The best car insurance provider for most drivers in North Decatur
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $411 over the average North Decatur car insurance company.
The best car insurance provider for North Decatur drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $875 over the competition.
The best car insurance company for North Decatur drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $604 better than other car insurance companies.
The best auto insurance for North Decatur drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $826 less each year.
The least expensive car insurance company for new and young drivers in North Decatur
In North Decatur, Auto-Owners Insurance costs young drivers $2,407 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Decatur
Farm Bureau gave the largest car insurance discounts to married couples, averaging $199 saved each year compared to an average North Decatur couple's premiums.
The cheapest car insurance in North Decatur for drivers with bad credit
The best North Decatur car insurance company for customer service
Nationwide was the best company for customer service in North Decatur according to the NAIC.
Recent price drops
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The cheapest large national provider in North Decatur
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Decatur driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Decatur, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around North Decatur
What Influences the Cost of Car Insurance in North Decatur?
On average, car insurance in North Decatur is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Decatur are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- North Decatur is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Decatur is $110 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Scottdale: Insurance costs 6.93% more
- Druid Hills: Insurance costs 3.03% less
- North Druid Hills: Insurance costs 0.30% less
- Avondale Estates: Insurance costs 6.68% more
- Clarkston: Insurance costs 17.35% more
- Belvedere Park: Insurance costs 15.73% more
- North Atlanta: Insurance costs 5.11% more
- Decatur: Insurance costs 10.72% more
- Pine Lake: Insurance costs 19.17% more
- Candler-McAfee: Insurance costs 18.31% more
Cities with Similar Populations
- Canyon Lake: Insurance costs 16.03% less
- Scottsboro: Insurance costs 22.91% less
- Satellite Beach: Insurance costs 24.84% more
- Charlestown: Insurance costs 4.60% less
- Charleston: Insurance costs 26.91% less
- Charles Town: Insurance costs 26.76% less
- Central: Insurance costs 62.27% more
- Centerton: Insurance costs 17.20% less
- Center Point: Insurance costs 6.98% less
- Cedarburg: Insurance costs 43.40% less