Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in North Edinburg, PA
We monitor insurance prices, helping the average driver in North Edinburg save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in North Edinburg
The chart below shows the cheapest car insurance company in North Edinburg for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| North Edinburg Insurer | Monthly Cost |
|---|---|
| Kemper | $52 |
| Metromile | $52 |
| Travelers | $52 |
| State Farm | $55 |
Savings for Every Kind of North Edinburg Driver
Based on our extensive insurance data, we know the average North Edinburg driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $393 per year by choosing the right vehicle insurance company. Some North Edinburg residents are paying out over $1,401 extra every year for auto insurance in North Edinburg. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Edinburg, PA Savings / Yr. |
|---|---|
$393 |
|
$696 |
|
$532 |
|
$634 |
|
$1,623 |
|
$281 |
|
$502 |
North Edinburg Car Insurance vs. Pennsylvania
People living in North Edinburg pay an average of 1.75% less than the typical driver in the state. The average driver in North Edinburg can expect to pay about $868 per year, or $1,401 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in North Edinburg for most people.
Car Insurance Prices by North Edinburg Neighborhood
Insurance Prices
Where is insurance cheapest within North Edinburg?
The map shows insurance prices in and around North Edinburg, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $74 per year within the city boundaries, with insurance premiums ranging from a high of $1,424 to a low of $1,350. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of North Edinburg.Pick the Best Car Insurance Company for You in North Edinburg
The best car insurance provider for most drivers in North Edinburg
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $393 over the average North Edinburg car insurance company.
The best car insurance provider for North Edinburg drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $696 over the competition.
The best car insurance company for North Edinburg drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $532 better than other car insurance companies.
The best auto insurance for North Edinburg drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $634 less each year.
The least expensive car insurance company for new and young drivers in North Edinburg
In North Edinburg, Travelers costs young drivers $1,623 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Edinburg
State Farm gave the largest car insurance discounts to married couples, averaging $281 saved each year compared to an average North Edinburg couple's premiums.
The cheapest car insurance in North Edinburg for drivers with bad credit
The best North Edinburg car insurance company for customer service
Nationwide was the best company for customer service in North Edinburg according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in North Edinburg, which was better than other insurers.
The cheapest large national provider in North Edinburg
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Edinburg driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Edinburg, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around North Edinburg
What Influences the Cost of Car Insurance in North Edinburg?
On average, car insurance in North Edinburg is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Edinburg is 31 minutes, which is a little less than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Edinburg are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- North Edinburg has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Edinburg is $72 per month for minimum coverage and $117 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Edinburg: Insurance costs 0.21% less
- Peanut: Insurance costs 0.86% less
- Hillsville: Insurance costs 0.29% more
- New Castle: Insurance costs 1.43% less
- Bessemer: Insurance costs 3.00% less
- South New Castle: Insurance costs 1.57% less
- Pulaski: Insurance costs 3.43% less
- S.N.P.J.: Insurance costs 4.00% less
- West Pittsburg: Insurance costs 2.71% less
- Lowellville: Insurance costs 22.77% less
Cities with Similar Populations
- Winterset: Insurance costs 20.63% less
- Berrydale: Insurance costs 66.88% more
- Berwick: Insurance costs 25.48% more
- Berwyn: Insurance costs 1.78% more
- Big Springs: Insurance costs 9.06% more
- Bigler: Insurance costs 2.57% less
- Bison: Insurance costs 24.41% more
- Blackburn: Insurance costs 25.62% more
- Blooming Valley: Insurance costs 1.14% less
- Bluebank: Insurance costs 48.11% more