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Get Cheap Car Insurance in North Fryeburg, NH

We monitor insurance prices, helping the average driver in North Fryeburg save up to 34.6% on car insurance.

 

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The Cheapest Minimum Coverage in North Fryeburg

The chart below shows the cheapest car insurance company in North Fryeburg for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Geico, and Midvale Home & Auto.

 
North Fryeburg Insurer Monthly Cost
Kemper $40
State Farm $41
Geico $42
Midvale Home & Auto $45

Savings for Every Kind of North Fryeburg Driver

The table shows how much the average auto insurance customer in North Fryeburg might save by following our recommendations.

Based on our extensive insurance data, we know the average North Fryeburg driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $347 per year by choosing the right vehicle insurance company. Some North Fryeburg residents are paying out over $1,198 extra every year for auto insurance in North Fryeburg. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

North Fryeburg Car Insurance vs. New Hampshire

People living in North Fryeburg pay an average of 0.87% less than the typical driver in the state. The average driver in North Fryeburg can expect to pay about $718 per year, or $1,198 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in North Fryeburg for most people.

Car Insurance Prices by North Fryeburg Neighborhood

North Fryeburg, NH map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within North Fryeburg?

The map shows insurance prices in and around North Fryeburg, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,198 to a low of $1,198. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of North Fryeburg.

Pick the Best Car Insurance Company for You in North Fryeburg

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the North Fryeburg insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in North Fryeburg

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $347 over the average North Fryeburg car insurance company.

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We use the average good driver, paying $71 per month, as our baseline for pricing in North Fryeburg. State Farm, Travelers, and Concord Group Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for North Fryeburg drivers with accidents on their records

In North Fryeburg getting into an accident will raise premiums an average 33% for a yearly cost of $1,789. That's $591 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Travelers are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $502 over the competition.

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The best car insurance company for North Fryeburg drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $426 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In North Fryeburg, tickets raise premiums on new quotes about $353. If you have a speeding ticket, we recommend State Farm, Travelers, and Concord Group Insurance for savings that beat the average insurance cost of $1,551 per year.

The best auto insurance for North Fryeburg drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,851 per year in auto insurance premiums, which was $652 more than a driver with no major issues. Progressive, Midvale Home & Auto, and Concord Group Insurance penalized their customers the least for a DUI.

Getting a quote from Midvale Home & Auto may cost the average person with a DUI about $608 less each year.

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The least expensive car insurance company for new and young drivers in North Fryeburg

In North Fryeburg, Concord Group Insurance costs young drivers $1,363 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 70% more for insurance than more mature drivers in North Fryeburg. With an average cost of $3,943 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Concord Group Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in North Fryeburg

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $72. State Farm, Geico, and Concord Group Insurance provided the largest discounts to couples living in North Fryeburg.

Geico gave the largest car insurance discounts to married couples, averaging $352 saved each year compared to an average North Fryeburg couple's premiums.

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The cheapest car insurance in North Fryeburg for drivers with bad credit

People with poor credit saved an average of $657 with Concord Group Insurance.

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Many people are surprised that their poor credit score can cost them an average of $885 every year. Premiums for people with poor credit were about $2,084 in North Fryeburg. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Progressive, and Concord Group Insurance.

The best North Fryeburg car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In North Fryeburg, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in North Fryeburg.

Nationwide was the best company for customer service in North Fryeburg according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in North Fryeburg, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in North Fryeburg. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in North Fryeburg

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 4.2% of North Fryeburg residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Fryeburg driver can expect to pay about $72 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Fryeburg, USAA has the best prices for drivers with bad credit, married couples, good drivers, drivers with a DUI conviction, drivers with accidents, young drivers, and drivers with speeding tickets.
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Auto Insurance Prices in and Around North Fryeburg

What Influences the Cost of Car Insurance in North Fryeburg?

On average, car insurance in North Fryeburg is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in North Fryeburg is 29 minutes, which is a little less than average for a driver in the state.
  • New Hampshire state insurance regulations may allow for lower prices.
  • An average of 33 to 34 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in North Fryeburg are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
  • North Fryeburg is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in North Fryeburg is $60 per month for minimum coverage and $100 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

  • Dial: Insurance costs 57.18% more
  • Duster: Insurance costs 33.97% more
  • Drury: Insurance costs 28.80% more
  • Dougherty: Insurance costs 48.16% more
  • Dorchester: Insurance costs 0.42% less
  • Dodge: Insurance costs 33.06% more
  • Dixie: Insurance costs 23.46% more
  • Disco: Insurance costs 21.12% more
  • Diamond: Insurance costs 31.22% more
  • Diamond: Insurance costs 13.11% more
* Who is the average North Fryeburg driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central North Fryeburg with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.