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Get Cheap Car Insurance in North Grafton, MA
We monitor insurance prices, helping the average driver in North Grafton save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in North Grafton
The chart below shows the cheapest car insurance company in North Grafton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| North Grafton Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $39 |
| Geico | $42 |
| Midvale Home & Auto | $49 |
| Travelers | $62 |
Savings for Every Kind of North Grafton Driver
Based on our extensive insurance data, we know the average North Grafton driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $535 per year by choosing the right vehicle insurance company. Some North Grafton residents are paying out over $1,563 extra every year for auto insurance in North Grafton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Grafton, MA Savings / Yr. |
|---|---|
$535 |
|
$795 |
|
$661 |
|
$878 |
|
$1,936 |
|
$0 |
|
$0 |
North Grafton Car Insurance vs. Massachusetts
People living in North Grafton pay an average of 0.67% more than the typical driver in the state. The average driver in North Grafton can expect to pay about $671 per year, or $1,563 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in North Grafton for most people.
Car Insurance Prices by North Grafton Neighborhood
Insurance Prices
Where is insurance cheapest within North Grafton?
The map shows insurance prices in and around North Grafton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the city boundaries, with insurance premiums ranging from a high of $1,578 to a low of $1,522. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of North Grafton.Pick the Best Car Insurance Company for You in North Grafton
The best car insurance provider for most drivers in North Grafton
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $535 over the average North Grafton car insurance company.
The best car insurance provider for North Grafton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $795 over the competition.
The best car insurance company for North Grafton drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $661 better than other car insurance companies.
The best auto insurance for North Grafton drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $878 less each year.
The least expensive car insurance company for new and young drivers in North Grafton
In North Grafton, State Farm costs young drivers $1,936 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Grafton
The cheapest car insurance in North Grafton for drivers with bad credit
The best North Grafton car insurance company for customer service
Nationwide was the best company for customer service in North Grafton according to the NAIC.
Recent price drops
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The cheapest large national provider in North Grafton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Grafton driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Grafton, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around North Grafton
What Influences the Cost of Car Insurance in North Grafton?
On average, car insurance in North Grafton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Grafton is 36 minutes, which is about the national average for a driver in the state.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- North Grafton is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Grafton is $56 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Grafton: Insurance costs 0.26% less
- Shrewsbury: Insurance costs 3.58% more
- South Grafton: Insurance costs 1.15% more
- Millbury: Insurance costs 1.92% less
- Westborough: Insurance costs 2.05% more
- Northbridge: Insurance costs 0.70% less
- Upton: Insurance costs 2.37% less
- Worcester: Insurance costs 2.56% more
- Sutton: Insurance costs 3.07% less
- Northborough: Insurance costs 0.58% less
Cities with Similar Populations
- Valley View: Insurance costs 6.33% more
- Boyne City: Insurance costs 76.33% more
- Breckenridge: Insurance costs 5.69% more
- Brewerton: Insurance costs 34.36% more
- Bridge City: Insurance costs 131.54% more
- Brier: Insurance costs 0.90% more
- Tylertown: Insurance costs 11.32% more
- University Park: Insurance costs 19.71% more
- Upton: Insurance costs 2.37% less
- Valley City: Insurance costs 11.58% less