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Get Cheap Car Insurance in North Guilford, CT
We monitor insurance prices, helping the average driver in North Guilford save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in North Guilford
The chart below shows the cheapest car insurance company in North Guilford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| North Guilford Insurer | Monthly Cost |
|---|---|
| Kemper | $67 |
| State Farm | $78 |
| Safeco Insurance | $79 |
| Travelers | $79 |
Savings for Every Kind of North Guilford Driver
Based on our extensive insurance data, we know the average North Guilford driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $556 per year by choosing the right vehicle insurance company. Some North Guilford residents are paying out over $1,898 extra every year for auto insurance in North Guilford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Guilford, CT Savings / Yr. |
|---|---|
$556 |
|
$771 |
|
$535 |
|
$894 |
|
$2,104 |
|
$504 |
|
$847 |
North Guilford Car Insurance vs. Connecticut
People living in North Guilford pay an average of 1.93% less than the typical driver in the state. The average driver in North Guilford can expect to pay about $1,299 per year, or $1,898 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in North Guilford for most people.
Car Insurance Prices by North Guilford Neighborhood
Insurance Prices
Where is insurance cheapest within North Guilford?
The map shows insurance prices in and around North Guilford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $24 per year within the city boundaries, with insurance premiums ranging from a high of $1,909 to a low of $1,885. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of North Guilford.Pick the Best Car Insurance Company for You in North Guilford
The best car insurance provider for most drivers in North Guilford
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $556 over the average North Guilford car insurance company.
The best car insurance provider for North Guilford drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $771 over the competition.
The best car insurance company for North Guilford drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $535 better than other car insurance companies.
The best auto insurance for North Guilford drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $894 less each year.
The least expensive car insurance company for new and young drivers in North Guilford
In North Guilford, State Farm costs young drivers $2,104 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Guilford
State Farm gave the largest car insurance discounts to married couples, averaging $504 saved each year compared to an average North Guilford couple's premiums.
The cheapest car insurance in North Guilford for drivers with bad credit
The best North Guilford car insurance company for customer service
Recent price drops
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The cheapest large national provider in North Guilford
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Guilford driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Guilford, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around North Guilford
What Influences the Cost of Car Insurance in North Guilford?
On average, car insurance in North Guilford is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Guilford is 32 minutes, which is about the national average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Guilford are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- North Guilford is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Guilford is $108 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Durham: Insurance costs 1.48% less
- Little City: Insurance costs 0.05% more
- Northford: Insurance costs 0.53% more
- Guilford: Insurance costs 0.95% more
- Killingworth: Insurance costs the same
- North Branford: Insurance costs 0.95% more
- Madison: Insurance costs 1.00% more
- Wallingford Center: Insurance costs 3.58% more
- Higganum: Insurance costs 0.16% more
- Middlefield: Insurance costs 1.69% less
Cities with Similar Populations
- Franklin: Insurance costs 13.33% more
- Snover: Insurance costs 51.11% more
- Shutesbury: Insurance costs 21.39% less
- Shandon: Insurance costs 2.42% more
- Scio: Insurance costs 8.48% more
- Galva: Insurance costs 20.34% less
- Gallipolis Ferry: Insurance costs 17.33% less
- Fresenius: Insurance costs 12.75% less
- French Village: Insurance costs 4.48% less
- Freeburg: Insurance costs 2.95% less