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Get Cheap Car Insurance in North Hartland, VT
We monitor insurance prices, helping the average driver in North Hartland save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in North Hartland
The chart below shows the cheapest car insurance company in North Hartland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.
| North Hartland Insurer | Monthly Cost |
|---|---|
| Kemper | $32 |
| State Farm | $38 |
| Safeco Insurance | $43 |
| Concord Group Insurance | $48 |
Savings for Every Kind of North Hartland Driver
Based on our extensive insurance data, we know the average North Hartland driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $296 per year by choosing the right vehicle insurance company. Some North Hartland residents are paying out over $1,164 extra every year for auto insurance in North Hartland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Hartland, VT Savings / Yr. |
|---|---|
$296 |
|
$552 |
|
$352 |
|
$540 |
|
$1,067 |
|
$301 |
|
$519 |
North Hartland Car Insurance vs. Vermont
People living in North Hartland pay an average of 4.60% less than the typical driver in the state. The average driver in North Hartland can expect to pay about $640 per year, or $1,164 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in North Hartland for most people.
Car Insurance Prices by North Hartland Neighborhood
Insurance Prices
Where is insurance cheapest within North Hartland?
The map shows insurance prices in and around North Hartland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,164 to a low of $1,164. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of North Hartland.Pick the Best Car Insurance Company for You in North Hartland
The best car insurance provider for most drivers in North Hartland
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $296 over the average North Hartland car insurance company.
The best car insurance provider for North Hartland drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $552 over the competition.
The best car insurance company for North Hartland drivers with speeding tickets
>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $352 better than other car insurance companies.
The best auto insurance for North Hartland drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $540 less each year.
The least expensive car insurance company for new and young drivers in North Hartland
In North Hartland, Concord Group Insurance costs young drivers $1,067 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Hartland
State Farm gave the largest car insurance discounts to married couples, averaging $301 saved each year compared to an average North Hartland couple's premiums.
The cheapest car insurance in North Hartland for drivers with bad credit
The best North Hartland car insurance company for customer service
Nationwide was the best company for customer service in North Hartland according to the NAIC.
Recent price drops
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The cheapest large national provider in North Hartland
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Hartland driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Hartland, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.Auto Insurance Prices in and Around North Hartland
What Influences the Cost of Car Insurance in North Hartland?
On average, car insurance in North Hartland is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Hartland is 28 minutes, which is a little less than average for a driver in the state.
- Vermont state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Hartland are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- North Hartland is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Hartland is $53 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Plainfield: Insurance costs 0.95% less
- Hartland: Insurance costs 0.09% more
- Quechee: Insurance costs 0.34% more
- White River Junction: Insurance costs 1.03% more
- West Lebanon: Insurance costs 0.26% more
- Meriden: Insurance costs 1.20% less
- Lebanon: Insurance costs 2.15% more
- Taftsville: Insurance costs 0.77% more
- Cornish Flat: Insurance costs 1.55% less
- Hanover: Insurance costs 3.95% more
Cities with Similar Populations
- Oil Trough: Insurance costs 48.11% more
- North Tunica: Insurance costs 53.44% more
- North Vinemont: Insurance costs 34.02% more
- Northfield: Insurance costs 0.69% more
- O'Farrell: Insurance costs 45.79% more
- O'neil: Insurance costs 24.66% more
- Oak Forest: Insurance costs 6.87% more
- Oak Hill: Insurance costs 53.52% more
- Oakland: Insurance costs 4.12% less
- Oakpark: Insurance costs 2.15% more