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Get Cheap Car Insurance in North Holston, VA
We monitor insurance prices, helping the average driver in North Holston save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in North Holston
The chart below shows the cheapest car insurance company in North Holston for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| North Holston Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $51 |
| Farm Bureau | $54 |
| Safeco Insurance | $57 |
Savings for Every Kind of North Holston Driver
Based on our extensive insurance data, we know the average North Holston driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $471 per year by choosing the right vehicle insurance company. Some North Holston residents are paying out over $1,249 extra every year for auto insurance in North Holston. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Holston, VA Savings / Yr. |
|---|---|
$471 |
|
$804 |
|
$688 |
|
$672 |
|
$1,100 |
|
$252 |
|
$453 |
North Holston Car Insurance vs. Virginia
People living in North Holston pay an average of 2.80% more than the typical driver in the state. The average driver in North Holston can expect to pay about $865 per year, or $1,249 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in North Holston for most people.
Car Insurance Prices by North Holston Neighborhood
Insurance Prices
Where is insurance cheapest within North Holston?
The map shows insurance prices in and around North Holston, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $89 per year within the city boundaries, with insurance premiums ranging from a high of $1,278 to a low of $1,189. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of North Holston.Pick the Best Car Insurance Company for You in North Holston
The best car insurance provider for most drivers in North Holston
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $471 over the average North Holston car insurance company.
The best car insurance provider for North Holston drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $804 over the competition.
The best car insurance company for North Holston drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $688 better than other car insurance companies.
The best auto insurance for North Holston drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $672 less each year.
The least expensive car insurance company for new and young drivers in North Holston
In North Holston, Erie Insurance costs young drivers $1,100 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Holston
Farm Bureau gave the largest car insurance discounts to married couples, averaging $252 saved each year compared to an average North Holston couple's premiums.
The cheapest car insurance in North Holston for drivers with bad credit
The best North Holston car insurance company for customer service
Nationwide was the best company for customer service in North Holston according to the NAIC.
Recent price drops
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The cheapest large national provider in North Holston
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Holston driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Holston, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around North Holston
What Influences the Cost of Car Insurance in North Holston?
On average, car insurance in North Holston is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Holston is 37 minutes, which is about the national average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Holston are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- North Holston is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Holston is $72 per month for minimum coverage and $104 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Saltville: Insurance costs 2.56% less
- Cardwell Town: Insurance costs 1.68% less
- Page Hollow: Insurance costs 5.76% less
- Henrytown: Insurance costs 1.28% more
- Broadford: Insurance costs 3.36% less
- Osborns Store: Insurance costs 4.72% less
- Tannersville: Insurance costs 3.84% less
- Wardell: Insurance costs 2.88% less
- Steeleburg: Insurance costs 2.64% less
- Cedar Bluff: Insurance costs 2.24% less
Cities with Similar Populations
- West Rumney: Insurance costs 3.60% less
- West Augusta: Insurance costs 5.60% less
- West Bedford: Insurance costs 10.97% less
- West Florence: Insurance costs 11.29% less
- West Jersey: Insurance costs 12.73% more
- West Leipsic: Insurance costs 17.29% less
- West Middletown: Insurance costs 9.85% more
- West Millgrove: Insurance costs 15.37% less
- West Mount Vernon: Insurance costs 23.14% less
- West Perry: Insurance costs 68.78% more