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Get Cheap Car Insurance in North Lawrence, NY
We monitor insurance prices, helping the average driver in North Lawrence save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in North Lawrence
The chart below shows the cheapest car insurance company in North Lawrence for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| North Lawrence Insurer | Monthly Cost |
|---|---|
| Kemper | $75 |
| Plymouth Rock Assurance | $100 |
| Safeco Insurance | $107 |
| Geico | $112 |
Savings for Every Kind of North Lawrence Driver
Based on our extensive insurance data, we know the average North Lawrence driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $608 per year by choosing the right vehicle insurance company. Some North Lawrence residents are paying out over $2,041 extra every year for auto insurance in North Lawrence. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Lawrence, NY Savings / Yr. |
|---|---|
$608 |
|
$388 |
|
$775 |
|
$784 |
|
$1,921 |
|
$643 |
|
$1,024 |
North Lawrence Car Insurance vs. New York
People living in North Lawrence pay an average of 15.85% less than the typical driver in the state. The average driver in North Lawrence can expect to pay about $1,480 per year, or $2,041 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in North Lawrence for most people.
Car Insurance Prices by North Lawrence Neighborhood
Insurance Prices
Where is insurance cheapest within North Lawrence?
The map shows insurance prices in and around North Lawrence, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $37 per year within the city boundaries, with insurance premiums ranging from a high of $2,052 to a low of $2,015. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of North Lawrence.Pick the Best Car Insurance Company for You in North Lawrence
The best car insurance provider for most drivers in North Lawrence
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $608 over the average North Lawrence car insurance company.
The best car insurance provider for North Lawrence drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $388 over the competition.
The best car insurance company for North Lawrence drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $775 better than other car insurance companies.
The best auto insurance for North Lawrence drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $784 less each year.
The least expensive car insurance company for new and young drivers in North Lawrence
In North Lawrence, Progressive costs young drivers $1,921 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Lawrence
Progressive gave the largest car insurance discounts to married couples, averaging $643 saved each year compared to an average North Lawrence couple's premiums.
The cheapest car insurance in North Lawrence for drivers with bad credit
The best North Lawrence car insurance company for customer service
Nationwide was the best company for customer service in North Lawrence according to the NAIC.
Recent price drops
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The cheapest large national provider in North Lawrence
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Lawrence driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Lawrence, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around North Lawrence
What Influences the Cost of Car Insurance in North Lawrence?
On average, car insurance in North Lawrence is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Lawrence is 31 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Lawrence are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- North Lawrence is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Lawrence is $123 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lawrenceville: Insurance costs 0.44% more
- Nicholville: Insurance costs 0.24% less
- Winthrop: Insurance costs 1.13% more
- Brasher Falls: Insurance costs 0.24% more
- Hopkinton: Insurance costs 0.39% less
- Dickinson Center: Insurance costs 2.35% more
- Moira: Insurance costs 1.62% more
- Stockholm Center: Insurance costs 0.34% less
- Brasher Iron Works: Insurance costs 0.15% more
- Brushton: Insurance costs 1.96% more
Cities with Similar Populations
- Elgin: Insurance costs 39.00% less
- Buskirk: Insurance costs 2.40% more
- Butlers Crossroads: Insurance costs 35.47% less
- Canute: Insurance costs 18.62% less
- Catheys Valley: Insurance costs 11.02% less
- Central: Insurance costs 17.54% less
- Chunky: Insurance costs 22.68% less
- Coal Center: Insurance costs 31.99% less
- Coalton: Insurance costs 4.56% more
- Cohay: Insurance costs 17.00% less