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Get Cheap Car Insurance in North Lemmon, ND
We monitor insurance prices, helping the average driver in North Lemmon save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in North Lemmon
The chart below shows the cheapest car insurance company in North Lemmon for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| North Lemmon Insurer | Monthly Cost |
|---|---|
| State Farm | $34 |
| Midvale Home & Auto | $34 |
| American Family Insurance | $35 |
| Auto-Owners Insurance | $39 |
Savings for Every Kind of North Lemmon Driver
Based on our extensive insurance data, we know the average North Lemmon driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $411 per year by choosing the right vehicle insurance company. Some North Lemmon residents are paying out over $1,481 extra every year for auto insurance in North Lemmon. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Lemmon, ND Savings / Yr. |
|---|---|
$411 |
|
$540 |
|
$379 |
|
$490 |
|
$1,173 |
|
$377 |
|
$462 |
North Lemmon Car Insurance vs. North Dakota
People living in North Lemmon pay an average of 4.09% more than the typical driver in the state. The average driver in North Lemmon can expect to pay about $513 per year, or $1,481 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in North Lemmon for most people.
Car Insurance Prices by North Lemmon Neighborhood
Insurance Prices
Where is insurance cheapest within North Lemmon?
The map shows insurance prices in and around North Lemmon, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,481 to a low of $1,481. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of North Lemmon.Pick the Best Car Insurance Company for You in North Lemmon
The best car insurance provider for most drivers in North Lemmon
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $411 over the average North Lemmon car insurance company.
The best car insurance provider for North Lemmon drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $540 over the competition.
The best car insurance company for North Lemmon drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $379 better than other car insurance companies.
The best auto insurance for North Lemmon drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $490 less each year.
The least expensive car insurance company for new and young drivers in North Lemmon
In North Lemmon, State Farm costs young drivers $1,173 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Lemmon
State Farm gave the largest car insurance discounts to married couples, averaging $377 saved each year compared to an average North Lemmon couple's premiums.
The cheapest car insurance in North Lemmon for drivers with bad credit
The best North Lemmon car insurance company for customer service
Nationwide was the best company for customer service in North Lemmon according to the NAIC.
Recent price drops
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The cheapest large national provider in North Lemmon
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Lemmon driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Lemmon, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around North Lemmon
What Influences the Cost of Car Insurance in North Lemmon?
On average, car insurance in North Lemmon is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- North Dakota state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Lemmon are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- North Lemmon is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Lemmon is $43 per month for minimum coverage and $123 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lemmon: Insurance costs 17.22% more
- Lemmon: Insurance costs 1.08% more
- White Butte: Insurance costs 17.15% more
- Thunder Hawk: Insurance costs 19.11% more
- Haynes: Insurance costs the same
- Morristown: Insurance costs 1.42% more
- Keldron: Insurance costs 20.19% more
- Hettinger: Insurance costs 0.20% less
- Morristown: Insurance costs 20.19% more
- Shadehill: Insurance costs 17.15% more
Cities with Similar Populations
- Tussy: Insurance costs 14.31% more
- Burkett: Insurance costs 9.66% more
- Burnwell: Insurance costs 1.89% more
- Burr: Insurance costs 52.87% more
- Butlerville: Insurance costs 23.84% less
- Buyck: Insurance costs 10.47% more
- Caddo: Insurance costs 8.91% more
- Cade: Insurance costs 12.69% more
- Cadley: Insurance costs 16.54% more
- Caroline: Insurance costs 28.70% less