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Get Cheap Car Insurance in North Lima, OH
We monitor insurance prices, helping the average driver in North Lima save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in North Lima
The chart below shows the cheapest car insurance company in North Lima for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| North Lima Insurer | Monthly Cost |
|---|---|
| State Farm | $44 |
| Safeco Insurance | $46 |
| Travelers | $47 |
| Mile Auto | $49 |
Savings for Every Kind of North Lima Driver
Based on our extensive insurance data, we know the average North Lima driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $285 per year by choosing the right vehicle insurance company. Some North Lima residents are paying out over $1,080 extra every year for auto insurance in North Lima. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Lima, OH Savings / Yr. |
|---|---|
$285 |
|
$485 |
|
$410 |
|
$438 |
|
$1,049 |
|
$298 |
|
$418 |
North Lima Car Insurance vs. Ohio
People living in North Lima pay an average of 3.87% less than the typical driver in the state. The average driver in North Lima can expect to pay about $730 per year, or $1,080 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in North Lima for most people.
Car Insurance Prices by North Lima Neighborhood
Insurance Prices
Where is insurance cheapest within North Lima?
The map shows insurance prices in and around North Lima, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the city boundaries, with insurance premiums ranging from a high of $1,104 to a low of $1,048. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of North Lima.Pick the Best Car Insurance Company for You in North Lima
The best car insurance provider for most drivers in North Lima
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $285 over the average North Lima car insurance company.
The best car insurance provider for North Lima drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $485 over the competition.
The best car insurance company for North Lima drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $410 better than other car insurance companies.
The best auto insurance for North Lima drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $438 less each year.
The least expensive car insurance company for new and young drivers in North Lima
In North Lima, Geico costs young drivers $1,049 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Lima
State Farm gave the largest car insurance discounts to married couples, averaging $298 saved each year compared to an average North Lima couple's premiums.
The cheapest car insurance in North Lima for drivers with bad credit
The best North Lima car insurance company for customer service
Nationwide was the best company for customer service in North Lima according to the NAIC.
Recent price drops
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The cheapest large national provider in North Lima
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Lima driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Lima, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around North Lima
What Influences the Cost of Car Insurance in North Lima?
On average, car insurance in North Lima is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Lima is 25 minutes, which is far less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Lima are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- North Lima has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Lima is $61 per month for minimum coverage and $90 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Paradise: Insurance costs 2.04% less
- New Buffalo: Insurance costs 0.83% less
- New Springfield: Insurance costs 1.20% more
- Boardman: Insurance costs 2.04% more
- Poland: Insurance costs 0.93% more
- Columbiana: Insurance costs 0.56% more
- Locust Grove: Insurance costs 1.76% less
- New Middletown: Insurance costs 0.28% more
- Marquis: Insurance costs 0.93% more
- Canfield: Insurance costs 0.37% more
Cities with Similar Populations
- Bechtelsville: Insurance costs 26.94% more
- Blakeslee: Insurance costs 44.07% more
- Camden: Insurance costs 41.20% more
- Catlett: Insurance costs 11.76% more
- Clarkson Valley: Insurance costs 73.43% more
- Gasport: Insurance costs 103.70% more
- Glenmora: Insurance costs 171.67% more
- Greensburg: Insurance costs 185.83% more
- St. Jacob: Insurance costs 32.69% more
- Nanty-Glo: Insurance costs 25.00% more