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Get Cheap Car Insurance in North Monroe, ME
We monitor insurance prices, helping the average driver in North Monroe save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in North Monroe
The chart below shows the cheapest car insurance company in North Monroe for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| North Monroe Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $41 |
| Kemper | $42 |
Savings for Every Kind of North Monroe Driver
Based on our extensive insurance data, we know the average North Monroe driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $235 per year by choosing the right vehicle insurance company. Some North Monroe residents are paying out over $963 extra every year for auto insurance in North Monroe. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Monroe, ME Savings / Yr. |
|---|---|
$235 |
|
$334 |
|
$302 |
|
$307 |
|
$978 |
|
$204 |
|
$430 |
North Monroe Car Insurance vs. Maine
People living in North Monroe pay an average of 1.80% more than the typical driver in the state. The average driver in North Monroe can expect to pay about $536 per year, or $963 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in North Monroe for most people.
Car Insurance Prices by North Monroe Neighborhood
Insurance Prices
Where is insurance cheapest within North Monroe?
The map shows insurance prices in and around North Monroe, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $963 to a low of $963. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of North Monroe.Pick the Best Car Insurance Company for You in North Monroe
The best car insurance provider for most drivers in North Monroe
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $235 over the average North Monroe car insurance company.
The best car insurance provider for North Monroe drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $334 over the competition.
The best car insurance company for North Monroe drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $302 better than other car insurance companies.
The best auto insurance for North Monroe drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $307 less each year.
The least expensive car insurance company for new and young drivers in North Monroe
In North Monroe, Concord Group Insurance costs young drivers $978 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Monroe
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $204 saved each year compared to an average North Monroe couple's premiums.
The cheapest car insurance in North Monroe for drivers with bad credit
The best North Monroe car insurance company for customer service
Nationwide was the best company for customer service in North Monroe according to the NAIC.
Recent price drops
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The cheapest large national provider in North Monroe
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Monroe driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Monroe, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around North Monroe
What Influences the Cost of Car Insurance in North Monroe?
On average, car insurance in North Monroe is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Monroe is 44 minutes, which is far more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 21 to 22 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Monroe are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- North Monroe has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Monroe is $45 per month for minimum coverage and $80 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Jackson: Insurance costs the same
- Monroe: Insurance costs 0.21% less
- Fosters Corner: Insurance costs the same
- Brooks: Insurance costs the same
- Dixmont: Insurance costs 1.04% less
- East Thorndike: Insurance costs 0.10% more
- East Troy: Insurance costs 0.10% less
- Swanville: Insurance costs 0.52% less
- Frankfort: Insurance costs 1.14% less
- Halldale: Insurance costs 0.31% less
Cities with Similar Populations
- Zelma: Insurance costs 25.23% more
- Babcock: Insurance costs 18.28% more
- Bakers Summit: Insurance costs 39.98% more
- Ball Club: Insurance costs 71.55% more
- Basco: Insurance costs 50.16% more
- Baton Rouge: Insurance costs 70.92% more
- Bear Creek Village: Insurance costs 44.13% more
- Beaver: Insurance costs 63.34% more
- Beccaria: Insurance costs 41.33% more
- Bellaire: Insurance costs 32.09% more