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Get Cheap Car Insurance in North Myrtle Beach, SC
We monitor insurance prices, helping the average driver in North Myrtle Beach save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in North Myrtle Beach
The chart below shows the cheapest car insurance company in North Myrtle Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| North Myrtle Beach Insurer | Monthly Cost |
|---|---|
| Geico | $56 |
| State Farm | $63 |
| Auto-Owners Insurance | $63 |
| Safeco Insurance | $69 |
Savings for Every Kind of North Myrtle Beach Driver
Based on our extensive insurance data, we know the average North Myrtle Beach driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $345 per year by choosing the right vehicle insurance company. Some North Myrtle Beach residents are paying out over $1,576 extra every year for auto insurance in North Myrtle Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Myrtle Beach, SC Savings / Yr. |
|---|---|
$345 |
|
$620 |
|
$525 |
|
$652 |
|
$1,276 |
|
$292 |
|
$379 |
North Myrtle Beach Car Insurance vs. South Carolina
People living in North Myrtle Beach pay an average of 3.23% less than the typical driver in the state. The average driver in North Myrtle Beach can expect to pay about $927 per year, or $1,576 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in North Myrtle Beach for most people.
Car Insurance Prices by North Myrtle Beach Neighborhood
Insurance Prices
Where is insurance cheapest within North Myrtle Beach?
The map shows insurance prices in and around North Myrtle Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $96 per year within the city boundaries, with insurance premiums ranging from a high of $1,617 to a low of $1,521. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of North Myrtle Beach.Pick the Best Car Insurance Company for You in North Myrtle Beach
The best car insurance provider for most drivers in North Myrtle Beach
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $345 over the average North Myrtle Beach car insurance company.
The best car insurance provider for North Myrtle Beach drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $620 over the competition.
The best car insurance company for North Myrtle Beach drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $525 better than other car insurance companies.
The best auto insurance for North Myrtle Beach drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $652 less each year.
The least expensive car insurance company for new and young drivers in North Myrtle Beach
In North Myrtle Beach, Geico costs young drivers $1,276 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Myrtle Beach
Geico gave the largest car insurance discounts to married couples, averaging $292 saved each year compared to an average North Myrtle Beach couple's premiums.
The cheapest car insurance in North Myrtle Beach for drivers with bad credit
The best North Myrtle Beach car insurance company for customer service
Nationwide was the best company for customer service in North Myrtle Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in North Myrtle Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Myrtle Beach driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Myrtle Beach, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around North Myrtle Beach
What Influences the Cost of Car Insurance in North Myrtle Beach?
On average, car insurance in North Myrtle Beach is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Myrtle Beach is 27 minutes, which is far less than average for a driver in the state.
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Myrtle Beach are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- North Myrtle Beach has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Myrtle Beach is $77 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Atlantic Beach: Insurance costs 2.03% more
- Briarcliffe Acres: Insurance costs 0.32% less
- Wampee: Insurance costs 3.30% more
- Little River: Insurance costs 1.40% more
- Longs: Insurance costs 3.74% more
- Ocean Forest: Insurance costs 0.06% more
- Nixonville: Insurance costs 2.41% more
- Calabash: Insurance costs 23.35% less
- Carolina Shores: Insurance costs 23.41% less
- Olyphic: Insurance costs 16.50% less
Cities with Similar Populations
- Warrington: Insurance costs 8.82% less
- Broomall: Insurance costs 8.50% less
- Buckhall: Insurance costs 16.81% less
- Buffalo: Insurance costs 5.20% more
- Camden: Insurance costs 5.39% more
- Cameron: Insurance costs 18.46% less
- Campbellsville: Insurance costs 32.61% more
- Chalmette: Insurance costs 129.82% more
- Clarks Summit: Insurance costs 13.13% less
- Cleveland: Insurance costs 10.79% more