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Get Cheap Car Insurance in North Olmsted, OH
We monitor insurance prices, helping the average driver in North Olmsted save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in North Olmsted
The chart below shows the cheapest car insurance company in North Olmsted for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| North Olmsted Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Safeco Insurance | $48 |
| Travelers | $48 |
| Mile Auto | $50 |
Savings for Every Kind of North Olmsted Driver
Based on our extensive insurance data, we know the average North Olmsted driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $294 per year by choosing the right vehicle insurance company. Some North Olmsted residents are paying out over $1,114 extra every year for auto insurance in North Olmsted. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Olmsted, OH Savings / Yr. |
|---|---|
$294 |
|
$500 |
|
$423 |
|
$452 |
|
$1,081 |
|
$307 |
|
$431 |
North Olmsted Car Insurance vs. Ohio
People living in North Olmsted pay an average of 0.92% less than the typical driver in the state. The average driver in North Olmsted can expect to pay about $752 per year, or $1,114 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in North Olmsted for most people.
Car Insurance Prices by North Olmsted Neighborhood
Insurance Prices
Where is insurance cheapest within North Olmsted?
The map shows insurance prices in and around North Olmsted, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $182 per year within the city boundaries, with insurance premiums ranging from a high of $1,233 to a low of $1,051. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of North Olmsted.Pick the Best Car Insurance Company for You in North Olmsted
The best car insurance provider for most drivers in North Olmsted
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $294 over the average North Olmsted car insurance company.
The best car insurance provider for North Olmsted drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $500 over the competition.
The best car insurance company for North Olmsted drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $423 better than other car insurance companies.
The best auto insurance for North Olmsted drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $452 less each year.
The least expensive car insurance company for new and young drivers in North Olmsted
In North Olmsted, Geico costs young drivers $1,081 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Olmsted
State Farm gave the largest car insurance discounts to married couples, averaging $307 saved each year compared to an average North Olmsted couple's premiums.
The cheapest car insurance in North Olmsted for drivers with bad credit
The best North Olmsted car insurance company for customer service
Nationwide was the best company for customer service in North Olmsted according to the NAIC.
Recent price drops
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The cheapest large national provider in North Olmsted
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Olmsted driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Olmsted, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around North Olmsted
What Influences the Cost of Car Insurance in North Olmsted?
On average, car insurance in North Olmsted is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Olmsted is 31 minutes, which is about the national average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 19 to 20 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Olmsted are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- North Olmsted is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Olmsted is $63 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Westlake: Insurance costs 0.45% less
- Fairview Park: Insurance costs 0.09% more
- Olmsted Falls: Insurance costs 2.78% less
- Berea: Insurance costs 0.81% less
- Bay Village: Insurance costs 1.35% less
- Rocky River: Insurance costs 0.27% more
- Brook Park: Insurance costs 1.44% more
- North Ridgeville: Insurance costs 2.51% less
- Avon: Insurance costs 2.33% less
- Middleburg Heights: Insurance costs 0.09% more
Cities with Similar Populations
- Placerville: Insurance costs 69.57% more
- Socorro: Insurance costs 73.97% more
- Shelton: Insurance costs 27.74% more
- SeaTac: Insurance costs 56.28% more
- Saratoga: Insurance costs 83.39% more
- Sapulpa: Insurance costs 55.57% more
- Santa Paula: Insurance costs 94.52% more
- Ruskin: Insurance costs 147.67% more
- Roseburg: Insurance costs 25.85% more
- Romulus: Insurance costs 193.99% more