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Get Cheap Car Insurance in North Plains, OR
We monitor insurance prices, helping the average driver in North Plains save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in North Plains
The chart below shows the cheapest car insurance company in North Plains for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| North Plains Insurer | Monthly Cost |
|---|---|
| Metromile | $65 |
| State Farm | $66 |
| Country Financial | $73 |
| Travelers | $76 |
Savings for Every Kind of North Plains Driver
Based on our extensive insurance data, we know the average North Plains driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $487 per year by choosing the right vehicle insurance company. Some North Plains residents are paying out over $1,532 extra every year for auto insurance in North Plains. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Plains, OR Savings / Yr. |
|---|---|
$487 |
|
$724 |
|
$590 |
|
$663 |
|
$1,760 |
|
$475 |
|
$567 |
North Plains Car Insurance vs. Oregon
People living in North Plains pay an average of 1.57% more than the typical driver in the state. The average driver in North Plains can expect to pay about $1,182 per year, or $1,532 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in North Plains for most people.
Car Insurance Prices by North Plains Neighborhood
Insurance Prices
Where is insurance cheapest within North Plains?
The map shows insurance prices in and around North Plains, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $77 per year within the city boundaries, with insurance premiums ranging from a high of $1,559 to a low of $1,482. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of North Plains.Pick the Best Car Insurance Company for You in North Plains
The best car insurance provider for most drivers in North Plains
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $487 over the average North Plains car insurance company.
The best car insurance provider for North Plains drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $724 over the competition.
The best car insurance company for North Plains drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $590 better than other car insurance companies.
The best auto insurance for North Plains drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $663 less each year.
The least expensive car insurance company for new and young drivers in North Plains
In North Plains, Country Financial costs young drivers $1,760 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Plains
State Farm gave the largest car insurance discounts to married couples, averaging $475 saved each year compared to an average North Plains couple's premiums.
The cheapest car insurance in North Plains for drivers with bad credit
The best North Plains car insurance company for customer service
Nationwide was the best company for customer service in North Plains according to the NAIC.
Recent price drops
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The cheapest large national provider in North Plains
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Plains driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Plains, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around North Plains
What Influences the Cost of Car Insurance in North Plains?
On average, car insurance in North Plains is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Plains is 30 minutes, which is about the national average for a driver in the state.
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Plains are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- North Plains is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Plains is $99 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Schefflin: Insurance costs 5.81% less
- Greenville: Insurance costs 6.92% less
- Banks: Insurance costs 0.46% more
- Holbrook: Insurance costs 3.33% less
- Hillsboro: Insurance costs 6.72% more
- Cornelius: Insurance costs 4.37% more
- Mountaindale: Insurance costs 0.85% less
- Forest Grove: Insurance costs 8.03% more
- Bethany: Insurance costs 6.01% more
- Manning: Insurance costs 1.17% more
Cities with Similar Populations
- Zuni Pueblo: Insurance costs 4.50% less
- Barnesville: Insurance costs 27.09% less
- Basalt: Insurance costs 22.26% more
- Windsor: Insurance costs 16.19% less
- Bandera: Insurance costs 7.18% more
- Winfield: Insurance costs 0.33% more
- Winnebago: Insurance costs 12.47% less
- Bean Station: Insurance costs 9.99% less
- Baldwin City: Insurance costs 0.59% more
- Alvaton: Insurance costs 31.40% more