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Get Cheap Car Insurance in North Reading, MA
We monitor insurance prices, helping the average driver in North Reading save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in North Reading
The chart below shows the cheapest car insurance company in North Reading for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| North Reading Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $40 |
| Geico | $44 |
| Midvale Home & Auto | $51 |
| Travelers | $64 |
Savings for Every Kind of North Reading Driver
Based on our extensive insurance data, we know the average North Reading driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $551 per year by choosing the right vehicle insurance company. Some North Reading residents are paying out over $1,613 extra every year for auto insurance in North Reading. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Reading, MA Savings / Yr. |
|---|---|
$551 |
|
$820 |
|
$682 |
|
$906 |
|
$1,997 |
|
$0 |
|
$0 |
North Reading Car Insurance vs. Massachusetts
People living in North Reading pay an average of 3.85% more than the typical driver in the state. The average driver in North Reading can expect to pay about $693 per year, or $1,613 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in North Reading for most people.
Car Insurance Prices by North Reading Neighborhood
Insurance Prices
Where is insurance cheapest within North Reading?
The map shows insurance prices in and around North Reading, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $201 per year within the city boundaries, with insurance premiums ranging from a high of $1,750 to a low of $1,549. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of North Reading.Pick the Best Car Insurance Company for You in North Reading
The best car insurance provider for most drivers in North Reading
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $551 over the average North Reading car insurance company.
The best car insurance provider for North Reading drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $820 over the competition.
The best car insurance company for North Reading drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $682 better than other car insurance companies.
The best auto insurance for North Reading drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $906 less each year.
The least expensive car insurance company for new and young drivers in North Reading
In North Reading, State Farm costs young drivers $1,997 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Reading
The cheapest car insurance in North Reading for drivers with bad credit
The best North Reading car insurance company for customer service
Nationwide was the best company for customer service in North Reading according to the NAIC.
Recent price drops
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The cheapest large national provider in North Reading
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Reading driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Reading, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around North Reading
What Influences the Cost of Car Insurance in North Reading?
On average, car insurance in North Reading is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Reading is 45 minutes, which is far more than average for a driver in the state.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- North Reading is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Reading is $58 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Reading: Insurance costs 0.12% less
- Middleton: Insurance costs 1.86% less
- Wilmington: Insurance costs 1.61% less
- Lynnfield: Insurance costs 0.31% less
- Wakefield: Insurance costs 2.29% more
- Andover: Insurance costs 1.12% more
- North Andover: Insurance costs 1.67% more
- Tewksbury: Insurance costs 3.60% less
- Stoneham: Insurance costs 2.67% more
- Woburn: Insurance costs 3.29% more
Cities with Similar Populations
- Boyertown: Insurance costs 15.25% less
- Vandalia: Insurance costs 33.35% less
- Veradale: Insurance costs 14.76% less
- Verdigris: Insurance costs 6.14% more
- Vermilion: Insurance costs 30.50% less
- Brooklyn Park: Insurance costs 29.08% more
- Brock Hall: Insurance costs 40.92% more
- Brevard: Insurance costs 25.79% less
- Brazil: Insurance costs 25.67% less
- Bradley: Insurance costs 12.34% less