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Get Cheap Car Insurance in North Rome, PA
We monitor insurance prices, helping the average driver in North Rome save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in North Rome
The chart below shows the cheapest car insurance company in North Rome for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| North Rome Insurer | Monthly Cost |
|---|---|
| Kemper | $49 |
| Metromile | $49 |
| Travelers | $50 |
| State Farm | $52 |
Savings for Every Kind of North Rome Driver
Based on our extensive insurance data, we know the average North Rome driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $371 per year by choosing the right vehicle insurance company. Some North Rome residents are paying out over $1,322 extra every year for auto insurance in North Rome. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Rome, PA Savings / Yr. |
|---|---|
$371 |
|
$656 |
|
$502 |
|
$598 |
|
$1,532 |
|
$265 |
|
$474 |
North Rome Car Insurance vs. Pennsylvania
People living in North Rome pay an average of 7.27% less than the typical driver in the state. The average driver in North Rome can expect to pay about $820 per year, or $1,322 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in North Rome for most people.
Car Insurance Prices by North Rome Neighborhood
Insurance Prices
Where is insurance cheapest within North Rome?
The map shows insurance prices in and around North Rome, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,322 to a low of $1,322. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of North Rome.Pick the Best Car Insurance Company for You in North Rome
The best car insurance provider for most drivers in North Rome
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $371 over the average North Rome car insurance company.
The best car insurance provider for North Rome drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $656 over the competition.
The best car insurance company for North Rome drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $502 better than other car insurance companies.
The best auto insurance for North Rome drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $598 less each year.
The least expensive car insurance company for new and young drivers in North Rome
In North Rome, Travelers costs young drivers $1,532 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Rome
State Farm gave the largest car insurance discounts to married couples, averaging $265 saved each year compared to an average North Rome couple's premiums.
The cheapest car insurance in North Rome for drivers with bad credit
The best North Rome car insurance company for customer service
Nationwide was the best company for customer service in North Rome according to the NAIC.
Recent price drops
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The cheapest large national provider in North Rome
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Rome driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Rome, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around North Rome
What Influences the Cost of Car Insurance in North Rome?
On average, car insurance in North Rome is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Rome is 26 minutes, which is far less than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 20 to 21 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Rome are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- North Rome has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Rome is $68 per month for minimum coverage and $110 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
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- Myersburg: Insurance costs 1.36% more
- Rummerfield: Insurance costs 1.74% more
- East Towanda: Insurance costs 1.36% more
- Standing Stone: Insurance costs 1.36% more
- Herrickville: Insurance costs 4.01% more
- Towanda: Insurance costs 0.98% more
- North Towanda: Insurance costs 2.04% more
- Limehill: Insurance costs 2.50% more
- South Towanda: Insurance costs 1.74% more
Cities with Similar Populations
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