Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in North Trenton, Trenton, NJ
We monitor insurance prices, helping the average driver in North Trenton save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in North Trenton
The chart below shows the cheapest car insurance company in North Trenton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| North Trenton Insurer | Monthly Cost |
|---|---|
| State Farm | $74 |
| Geico | $77 |
| Plymouth Rock Assurance | $94 |
| NJM | $112 |
Savings for Every Kind of North Trenton Driver
Based on our extensive insurance data, we know the average North Trenton driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $583 per year by choosing the right vehicle insurance company. Some North Trenton residents are paying out over $2,225 extra every year for auto insurance in North Trenton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Trenton, Trenton, NJ Savings / Yr. |
|---|---|
$583 |
|
$1,082 |
|
$831 |
|
$717 |
|
$2,878 |
|
$561 |
|
$872 |
North Trenton Car Insurance vs. Trenton
People living in North Trenton pay an average of 22.51% more than the typical driver in the state. The average driver in North Trenton can expect to pay about $1,327 per year, or $2,225 for full coverage.
Based on our analysis, Geico will be the cheapest provider in North Trenton for most people.
Car Insurance Prices by North Trenton Neighborhood
Insurance Prices
Where is insurance cheapest within North Trenton?
The map shows insurance prices in and around North Trenton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $383 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,427 to a low of $2,044. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of North Trenton.Pick the Best Car Insurance Company for You in North Trenton
The best car insurance provider for most drivers in North Trenton
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $583 over the average North Trenton car insurance company.
The best car insurance provider for North Trenton drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,082 over the competition.
The best car insurance company for North Trenton drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $831 better than other car insurance companies.
The best auto insurance for North Trenton drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $717 less each year.
The least expensive car insurance company for new and young drivers in North Trenton
In North Trenton, Geico costs young drivers $2,878 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Trenton
Geico gave the largest car insurance discounts to married couples, averaging $561 saved each year compared to an average North Trenton couple's premiums.
The cheapest car insurance in North Trenton for drivers with bad credit
The best North Trenton car insurance company for customer service
Nationwide was the best company for customer service in North Trenton according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in North Trenton, which was better than other insurers.
The cheapest large national provider in North Trenton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Trenton driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Trenton, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around North Trenton
What Influences the Cost of Car Insurance in North Trenton?
On average, car insurance in North Trenton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Trenton are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- North Trenton has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Trenton is $111 per month for minimum coverage and $185 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Pennington-Prospect: Insurance costs 1.93% less
- Central West: Insurance costs 3.33% less
- Top Road: Insurance costs 4.31% less
- Downtown Trenton: Insurance costs 1.30% less
- Greenwood and Hamilton: Insurance costs 7.51% less
- Wilbur: Insurance costs 1.53% less
- Cadwalader-Hillcrest: Insurance costs the same
- Chambersburg: Insurance costs 6.92% less
- Villa Park: Insurance costs 10.02% less
- South Trenton: Insurance costs 7.87% less
Neighborhoods with Similar Populations
- Bonita Long Canyon: Insurance costs 8.72% less
- East Community Team South: Insurance costs 0.45% less
- Hawthorne: Insurance costs 0.58% less
- Holden-Parramore: Insurance costs 39.91% more
- Ypsilanti Historic District: Insurance costs 45.84% more
- Wilmington Historic District: Insurance costs 49.66% less
- Wedgemere Historic District: Insurance costs 26.97% less
- Washington Park Historic District: Insurance costs 8.81% less
- University Heights and Rosedale Hills: Insurance costs 44.81% less
- Seven Oaks: Insurance costs 12.76% less