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Get Cheap Car Insurance in North Windham, CT
We monitor insurance prices, helping the average driver in North Windham save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in North Windham
The chart below shows the cheapest car insurance company in North Windham for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| North Windham Insurer | Monthly Cost |
|---|---|
| Kemper | $68 |
| State Farm | $78 |
| Safeco Insurance | $79 |
| Travelers | $79 |
Savings for Every Kind of North Windham Driver
Based on our extensive insurance data, we know the average North Windham driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $561 per year by choosing the right vehicle insurance company. Some North Windham residents are paying out over $1,915 extra every year for auto insurance in North Windham. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Windham, CT Savings / Yr. |
|---|---|
$561 |
|
$778 |
|
$540 |
|
$903 |
|
$2,124 |
|
$509 |
|
$855 |
North Windham Car Insurance vs. Connecticut
People living in North Windham pay an average of 1.04% less than the typical driver in the state. The average driver in North Windham can expect to pay about $1,311 per year, or $1,915 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in North Windham for most people.
Car Insurance Prices by North Windham Neighborhood
Insurance Prices
Where is insurance cheapest within North Windham?
The map shows insurance prices in and around North Windham, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $226 per year within the city boundaries, with insurance premiums ranging from a high of $2,103 to a low of $1,877. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of North Windham.Pick the Best Car Insurance Company for You in North Windham
The best car insurance provider for most drivers in North Windham
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $561 over the average North Windham car insurance company.
The best car insurance provider for North Windham drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $778 over the competition.
The best car insurance company for North Windham drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $540 better than other car insurance companies.
The best auto insurance for North Windham drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $903 less each year.
The least expensive car insurance company for new and young drivers in North Windham
In North Windham, State Farm costs young drivers $2,124 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Windham
State Farm gave the largest car insurance discounts to married couples, averaging $509 saved each year compared to an average North Windham couple's premiums.
The cheapest car insurance in North Windham for drivers with bad credit
The best North Windham car insurance company for customer service
Recent price drops
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The cheapest large national provider in North Windham
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Windham driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Windham, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around North Windham
What Influences the Cost of Car Insurance in North Windham?
On average, car insurance in North Windham is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Windham is 35 minutes, which is about the national average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Windham are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- North Windham is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Windham is $109 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Windham: Insurance costs 1.25% more
- Mansfield Center: Insurance costs 0.42% more
- Willimantic: Insurance costs 11.38% more
- Chaplin: Insurance costs 1.67% less
- Mansfield City: Insurance costs the same
- Scotland: Insurance costs 1.78% less
- South Windham: Insurance costs 0.05% less
- Hampton: Insurance costs 1.41% less
- Mount Hope: Insurance costs 0.37% more
- Storrs Mansfield: Insurance costs 4.39% more
Cities with Similar Populations
- Atkins: Insurance costs 37.49% less
- Winters: Insurance costs 11.02% less
- Waterford: Insurance costs 36.66% less
- Washington: Insurance costs 61.93% more
- Wacousta: Insurance costs 35.04% more
- Vinton: Insurance costs 39.79% less
- Sibley: Insurance costs 46.11% more
- Sadieville: Insurance costs 7.10% more
- Richmond: Insurance costs 42.51% less
- Remsen: Insurance costs 9.35% more