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Get Cheap Car Insurance in Northwest Arctic Borough, AK
We monitor insurance prices, helping the average driver in Northwest Arctic Borough save up to 23.6% on car insurance.
The Cheapest Minimum Coverage in Northwest Arctic Borough
The chart below shows the cheapest car insurance company in Northwest Arctic Borough for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Allstate, and Progressive.
| Northwest Arctic Borough Insurer | Monthly Cost |
|---|---|
| State Farm | $47 |
| Geico | $50 |
| Allstate | $73 |
| Progressive | $114 |
Savings for Every Kind of Northwest Arctic Borough Driver
Based on our extensive insurance data, we know the average Northwest Arctic Borough driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $288 per year by choosing the right vehicle insurance company. Some Northwest Arctic Borough residents are paying out over $1,405 extra every year for auto insurance in Northwest Arctic Borough. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Northwest Arctic Borough, AK Savings / Yr. |
|---|---|
$288 |
|
$447 |
|
$280 |
|
$307 |
|
$761 |
|
$257 |
|
$97 |
Northwest Arctic Borough Car Insurance vs. Alaska
People living in Northwest Arctic Borough pay an average of 2.15% more than the typical driver in the state. The average driver in Northwest Arctic Borough can expect to pay about $687 per year, or $1,405 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Northwest Arctic Borough for most people.
Car Insurance Prices by Northwest Arctic Borough Neighborhood
Insurance Prices
Where is insurance cheapest within Northwest Arctic Borough?
The map shows insurance prices in and around Northwest Arctic Borough, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $142 per year within the county boundaries, with insurance premiums ranging from a high of $1,513 to a low of $1,371. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northwest parts of Northwest Arctic Borough.Pick the Best Car Insurance Company for You in Northwest Arctic Borough
The best car insurance provider for most drivers in Northwest Arctic Borough
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $288 over the average Northwest Arctic Borough car insurance company.
The best car insurance provider for Northwest Arctic Borough drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $447 over the competition.
The best car insurance company for Northwest Arctic Borough drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $280 better than other car insurance companies.
The best auto insurance for Northwest Arctic Borough drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $307 less each year.
The least expensive car insurance company for new and young drivers in Northwest Arctic Borough
In Northwest Arctic Borough, State Farm costs young drivers $761 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Northwest Arctic Borough
State Farm gave the largest car insurance discounts to married couples, averaging $257 saved each year compared to an average Northwest Arctic Borough couple's premiums.
The cheapest car insurance in Northwest Arctic Borough for drivers with bad credit
The best Northwest Arctic Borough car insurance company for customer service
Allstate was the best company for customer service in Northwest Arctic Borough according to the NAIC.
Recent price drops
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The cheapest large national provider in Northwest Arctic Borough
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Northwest Arctic Borough driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Northwest Arctic Borough, USAA has the best prices for drivers with speeding tickets, drivers with accidents, good drivers, young drivers, drivers with a DUI conviction, married couples, and drivers with bad credit.Auto Insurance Prices in and Around Northwest Arctic Borough
What Influences the Cost of Car Insurance in Northwest Arctic Borough?
On average, car insurance in Northwest Arctic Borough is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the county are influenced by the following factors:
- Alaska state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Northwest Arctic Borough are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Northwest Arctic Borough is one of the most densely populated areas in the state. The county’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Northwest Arctic Borough is $57 per month for minimum coverage and $117 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Counties
- Nome Census Area: Insurance costs 1.49% less
- Yukon-Koyukuk Census Area: Insurance costs 1.99% less
- North Slope Borough: Insurance costs 0.50% less
- Kusilvak Census Area: Insurance costs 2.63% less
- Denali Borough: Insurance costs 0.85% less
- Fairbanks North Star Borough: Insurance costs 1.85% more
- Bethel Census Area: Insurance costs 2.28% less
- Matanuska-Susitna Borough: Insurance costs 7.54% more
- Southeast Fairbanks Census Area: Insurance costs 2.06% less
- Anchorage Municipality: Insurance costs 7.62% more
Counties with Similar Populations
- Bayfield County: Insurance costs 16.58% less
- Weston County: Insurance costs 12.95% more
- West Feliciana Parish: Insurance costs 121.42% more
- West Carroll Parish: Insurance costs 112.24% more
- Wells County: Insurance costs 4.48% more
- Watonwan County: Insurance costs 12.38% more
- Washita County: Insurance costs 21.00% more
- Blaine County: Insurance costs 9.54% more
- Billings County: Insurance costs 5.55% more
- Bear Lake County: Insurance costs 21.42% less