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Get Cheap Car Insurance in Northwest Stanwood, WA
We monitor insurance prices, helping the average driver in Northwest Stanwood save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Northwest Stanwood
The chart below shows the cheapest car insurance company in Northwest Stanwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Northwest Stanwood Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| State Farm | $57 |
| Progressive | $63 |
| Geico | $68 |
Savings for Every Kind of Northwest Stanwood Driver
Based on our extensive insurance data, we know the average Northwest Stanwood driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $433 per year by choosing the right vehicle insurance company. Some Northwest Stanwood residents are paying out over $1,479 extra every year for auto insurance in Northwest Stanwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Northwest Stanwood, WA Savings / Yr. |
|---|---|
$433 |
|
$765 |
|
$551 |
|
$417 |
|
$1,583 |
|
$299 |
|
$513 |
Northwest Stanwood Car Insurance vs. Washington
People living in Northwest Stanwood pay an average of 5.34% more than the typical driver in the state. The average driver in Northwest Stanwood can expect to pay about $889 per year, or $1,479 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Northwest Stanwood for most people.
Car Insurance Prices by Northwest Stanwood Neighborhood
Insurance Prices
Where is insurance cheapest within Northwest Stanwood?
The map shows insurance prices in and around Northwest Stanwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $104 per year within the city boundaries, with insurance premiums ranging from a high of $1,498 to a low of $1,394. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Northwest Stanwood.Pick the Best Car Insurance Company for You in Northwest Stanwood
The best car insurance provider for most drivers in Northwest Stanwood
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $433 over the average Northwest Stanwood car insurance company.
The best car insurance provider for Northwest Stanwood drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $765 over the competition.
The best car insurance company for Northwest Stanwood drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $551 better than other car insurance companies.
The best auto insurance for Northwest Stanwood drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $417 less each year.
The least expensive car insurance company for new and young drivers in Northwest Stanwood
In Northwest Stanwood, State Farm costs young drivers $1,583 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Northwest Stanwood
State Farm gave the largest car insurance discounts to married couples, averaging $299 saved each year compared to an average Northwest Stanwood couple's premiums.
The cheapest car insurance in Northwest Stanwood for drivers with bad credit
The best Northwest Stanwood car insurance company for customer service
Nationwide was the best company for customer service in Northwest Stanwood according to the NAIC.
Recent price drops
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The cheapest large national provider in Northwest Stanwood
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Northwest Stanwood driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Northwest Stanwood, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Northwest Stanwood
What Influences the Cost of Car Insurance in Northwest Stanwood?
On average, car insurance in Northwest Stanwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Northwest Stanwood is 37 minutes, which is a little more than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Northwest Stanwood are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Northwest Stanwood is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Northwest Stanwood is $74 per month for minimum coverage and $123 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Stanwood: Insurance costs 1.69% less
- Stanwood: Insurance costs 1.15% less
- Sunday Lake: Insurance costs 1.62% less
- Norman: Insurance costs 2.03% less
- Warm Beach: Insurance costs 2.64% less
- Conway: Insurance costs 6.36% less
- Lake McMurray: Insurance costs 5.88% less
- Camano Island: Insurance costs 4.39% less
- Bryant: Insurance costs 1.62% less
- Rexville: Insurance costs 10.28% less
Cities with Similar Populations
- Brandonville: Insurance costs 8.38% less
- Union Center: Insurance costs 21.37% more
- Bucktown: Insurance costs 19.81% more
- Bryan: Insurance costs 4.87% less
- Brunot: Insurance costs 23.73% more
- Bruno: Insurance costs 11.09% more
- Brumley: Insurance costs 9.67% more
- Brownell: Insurance costs 8.52% more
- Brooksville: Insurance costs 16.84% more
- Brooklyn: Insurance costs 39.96% more