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Get Cheap Car Insurance in Oak Creek, CO
We monitor insurance prices, helping the average driver in Oak Creek save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Oak Creek
The chart below shows the cheapest car insurance company in Oak Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Oak Creek Insurer | Monthly Cost |
|---|---|
| State Farm | $61 |
| Bristol West | $72 |
| Safeco Insurance | $73 |
| Geico | $75 |
Savings for Every Kind of Oak Creek Driver
Based on our extensive insurance data, we know the average Oak Creek driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $383 per year by choosing the right vehicle insurance company. Some Oak Creek residents are paying out over $1,785 extra every year for auto insurance in Oak Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oak Creek, CO Savings / Yr. |
|---|---|
$383 |
|
$682 |
|
$549 |
|
$587 |
|
$1,736 |
|
$460 |
|
$673 |
Oak Creek Car Insurance vs. Colorado
People living in Oak Creek pay an average of 5.54% less than the typical driver in the state. The average driver in Oak Creek can expect to pay about $1,043 per year, or $1,785 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Oak Creek for most people.
Car Insurance Prices by Oak Creek Neighborhood
Insurance Prices
Where is insurance cheapest within Oak Creek?
The map shows insurance prices in and around Oak Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $30 per year within the city boundaries, with insurance premiums ranging from a high of $1,801 to a low of $1,771. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Oak Creek.Pick the Best Car Insurance Company for You in Oak Creek
The best car insurance provider for most drivers in Oak Creek
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $383 over the average Oak Creek car insurance company.
The best car insurance provider for Oak Creek drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $682 over the competition.
The best car insurance company for Oak Creek drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $549 better than other car insurance companies.
The best auto insurance for Oak Creek drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $587 less each year.
The least expensive car insurance company for new and young drivers in Oak Creek
In Oak Creek, State Farm costs young drivers $1,736 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oak Creek
State Farm gave the largest car insurance discounts to married couples, averaging $460 saved each year compared to an average Oak Creek couple's premiums.
The cheapest car insurance in Oak Creek for drivers with bad credit
The best Oak Creek car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oak Creek
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Oak Creek driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oak Creek, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Oak Creek
What Influences the Cost of Car Insurance in Oak Creek?
On average, car insurance in Oak Creek is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Oak Creek is 30 minutes, which is about the national average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oak Creek are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Oak Creek has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oak Creek is $87 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Phippsburg: Insurance costs 0.22% less
- Yampa: Insurance costs 0.28% less
- Steamboat Springs: Insurance costs 0.28% less
- Toponas: Insurance costs 0.06% more
- Coalmont: Insurance costs 5.60% more
- Hayden: Insurance costs 1.68% less
- Radium: Insurance costs 4.93% more
- Mc Coy: Insurance costs 3.70% more
- Clark: Insurance costs 1.23% more
- Burns: Insurance costs 6.05% more
Cities with Similar Populations
- Harleton: Insurance costs 6.05% less
- Center: Insurance costs 10.48% more
- Central Lake: Insurance costs 56.47% more
- Clear Lake: Insurance costs 33.78% less
- Cole Camp: Insurance costs 0.50% less
- Cuba: Insurance costs 17.93% less
- East Pittsburgh: Insurance costs 13.67% less
- Greenwood: Insurance costs 31.93% more
- Hamden: Insurance costs 35.91% less
- Anchorage: Insurance costs 19.50% more