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Get Cheap Car Insurance in Oak Hills, PA
We monitor insurance prices, helping the average driver in Oak Hills save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Oak Hills
The chart below shows the cheapest car insurance company in Oak Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Oak Hills Insurer | Monthly Cost |
|---|---|
| Kemper | $50 |
| Metromile | $50 |
| Travelers | $50 |
| State Farm | $53 |
Savings for Every Kind of Oak Hills Driver
Based on our extensive insurance data, we know the average Oak Hills driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $378 per year by choosing the right vehicle insurance company. Some Oak Hills residents are paying out over $1,347 extra every year for auto insurance in Oak Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oak Hills, PA Savings / Yr. |
|---|---|
$378 |
|
$669 |
|
$511 |
|
$609 |
|
$1,560 |
|
$270 |
|
$483 |
Oak Hills Car Insurance vs. Pennsylvania
People living in Oak Hills pay an average of 5.56% less than the typical driver in the state. The average driver in Oak Hills can expect to pay about $835 per year, or $1,347 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Oak Hills for most people.
Car Insurance Prices by Oak Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Oak Hills?
The map shows insurance prices in and around Oak Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,347 to a low of $1,347. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Oak Hills.Pick the Best Car Insurance Company for You in Oak Hills
The best car insurance provider for most drivers in Oak Hills
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $378 over the average Oak Hills car insurance company.
The best car insurance provider for Oak Hills drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $669 over the competition.
The best car insurance company for Oak Hills drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $511 better than other car insurance companies.
The best auto insurance for Oak Hills drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $609 less each year.
The least expensive car insurance company for new and young drivers in Oak Hills
In Oak Hills, Travelers costs young drivers $1,560 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oak Hills
State Farm gave the largest car insurance discounts to married couples, averaging $270 saved each year compared to an average Oak Hills couple's premiums.
The cheapest car insurance in Oak Hills for drivers with bad credit
The best Oak Hills car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oak Hills
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Oak Hills driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oak Hills, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Oak Hills
What Influences the Cost of Car Insurance in Oak Hills?
On average, car insurance in Oak Hills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oak Hills are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Oak Hills is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Oak Hills is $70 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lyndora: Insurance costs 1.34% more
- Haysville: Insurance costs 7.35% more
- Meridian: Insurance costs 0.97% more
- Butler: Insurance costs 1.48% more
- Homeacre-Lyndora: Insurance costs 1.56% more
- Renfrew: Insurance costs 1.71% more
- Nixon: Insurance costs 2.30% more
- Homeacre: Insurance costs 2.75% more
- Connoquenessing: Insurance costs 1.71% more
- East Butler: Insurance costs 0.89% more
Cities with Similar Populations
- Red Fish: Insurance costs 132.59% more
- Oak Bowery: Insurance costs 19.75% more
- Oak Center: Insurance costs 20.42% less
- Oak Grove: Insurance costs 27.10% more
- Oak Hall: Insurance costs 10.32% less
- Pringle: Insurance costs 28.66% more
- Prosser: Insurance costs 2.97% more
- Rake: Insurance costs 10.47% less
- Ransom: Insurance costs 20.71% more
- Rapps Mill: Insurance costs 12.10% less