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Get Cheap Car Insurance in Oak Valley, KS
We monitor insurance prices, helping the average driver in Oak Valley save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Oak Valley
The chart below shows the cheapest car insurance company in Oak Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Oak Valley Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Kemper | $53 |
| Farm Bureau | $56 |
| Travelers | $56 |
Savings for Every Kind of Oak Valley Driver
Based on our extensive insurance data, we know the average Oak Valley driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $368 per year by choosing the right vehicle insurance company. Some Oak Valley residents are paying out over $1,553 extra every year for auto insurance in Oak Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oak Valley, KS Savings / Yr. |
|---|---|
$368 |
|
$587 |
|
$419 |
|
$686 |
|
$1,338 |
|
$341 |
|
$745 |
Oak Valley Car Insurance vs. Kansas
People living in Oak Valley pay an average of 0.76% less than the typical driver in the state. The average driver in Oak Valley can expect to pay about $837 per year, or $1,553 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Oak Valley for most people.
Car Insurance Prices by Oak Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Oak Valley?
The map shows insurance prices in and around Oak Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,553 to a low of $1,553. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Oak Valley.Pick the Best Car Insurance Company for You in Oak Valley
The best car insurance provider for most drivers in Oak Valley
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $368 over the average Oak Valley car insurance company.
The best car insurance provider for Oak Valley drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $587 over the competition.
The best car insurance company for Oak Valley drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $419 better than other car insurance companies.
The best auto insurance for Oak Valley drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $686 less each year.
The least expensive car insurance company for new and young drivers in Oak Valley
In Oak Valley, Geico costs young drivers $1,338 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oak Valley
State Farm gave the largest car insurance discounts to married couples, averaging $341 saved each year compared to an average Oak Valley couple's premiums.
The cheapest car insurance in Oak Valley for drivers with bad credit
The best Oak Valley car insurance company for customer service
Nationwide was the best company for customer service in Oak Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Oak Valley
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Oak Valley driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oak Valley, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Oak Valley
What Influences the Cost of Car Insurance in Oak Valley?
On average, car insurance in Oak Valley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oak Valley are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Oak Valley is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oak Valley is $70 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Longton: Insurance costs 0.19% more
- Elk City: Insurance costs 0.39% less
- Elk Falls: Insurance costs 1.67% more
- Lafontaine: Insurance costs 0.06% more
- Grafton: Insurance costs 0.19% more
- Howard: Insurance costs 0.32% more
- Lehunt: Insurance costs 0.71% less
- Moline: Insurance costs 1.03% more
- Sycamore: Insurance costs 0.64% less
- Neodesha: Insurance costs 1.16% less
Cities with Similar Populations
- Circle Green: Insurance costs 27.56% less
- Charlottsville: Insurance costs 14.87% less
- Chelford: Insurance costs 10.43% more
- Chenega: Insurance costs 12.62% less
- Chesterfield: Insurance costs 29.81% less
- Chesterfield: Insurance costs 21.44% less
- Chewalla: Insurance costs 10.75% less
- Chickalah: Insurance costs 4.38% more
- Chopin: Insurance costs 82.29% more
- Zigzag: Insurance costs 0.26% less