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Get Cheap Car Insurance in Oakdale, CA
We monitor insurance prices, helping the average driver in Oakdale save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Oakdale
The chart below shows the cheapest car insurance company in Oakdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Oakdale Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of Oakdale Driver
Based on our extensive insurance data, we know the average Oakdale driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $653 per year by choosing the right vehicle insurance company. Some Oakdale residents are paying out over $2,044 extra every year for auto insurance in Oakdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oakdale, CA Savings / Yr. |
|---|---|
$653 |
|
$1,197 |
|
$947 |
|
$1,663 |
|
$854 |
|
$370 |
|
$0 |
Oakdale Car Insurance vs. California
People living in Oakdale pay an average of 1.78% more than the typical driver in the state. The average driver in Oakdale can expect to pay about $957 per year, or $2,044 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Oakdale for most people.
Car Insurance Prices by Oakdale Neighborhood
Insurance Prices
Where is insurance cheapest within Oakdale?
The map shows insurance prices in and around Oakdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $361 per year within the city boundaries, with insurance premiums ranging from a high of $2,193 to a low of $1,832. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southeast parts of Oakdale.Pick the Best Car Insurance Company for You in Oakdale
The best car insurance provider for most drivers in Oakdale
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $653 over the average Oakdale car insurance company.
The best car insurance provider for Oakdale drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,197 over the competition.
The best car insurance company for Oakdale drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $947 better than other car insurance companies.
The best auto insurance for Oakdale drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,663 less each year.
The least expensive car insurance company for new and young drivers in Oakdale
In Oakdale, State Farm costs young drivers $854 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oakdale
Progressive gave the largest car insurance discounts to married couples, averaging $370 saved each year compared to an average Oakdale couple's premiums.
The cheapest car insurance in Oakdale for drivers with bad credit
The best Oakdale car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oakdale
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Oakdale driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oakdale, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Oakdale
What Influences the Cost of Car Insurance in Oakdale?
On average, car insurance in Oakdale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Oakdale is 39 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oakdale are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Oakdale has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oakdale is $80 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Valley Home: Insurance costs 4.26% less
- Riverbank: Insurance costs 3.28% more
- Escalon: Insurance costs 5.77% less
- Waterford: Insurance costs 1.57% more
- Empire: Insurance costs 0.49% more
- Van Allen: Insurance costs 4.99% less
- Modesto: Insurance costs 3.13% more
- Hickman: Insurance costs 8.02% less
- Simms: Insurance costs 7.73% less
- Salida: Insurance costs 4.31% more
Cities with Similar Populations
- Sun City Center: Insurance costs 31.56% more
- Christiansburg: Insurance costs 43.79% less
- Coram: Insurance costs 32.88% more
- Cornelius: Insurance costs 37.92% less
- Coventry: Insurance costs 8.61% more
- Cumberland: Insurance costs 14.04% less
- Fitchburg: Insurance costs 43.00% less
- Fruit Cove: Insurance costs 21.92% more
- Searcy: Insurance costs 20.01% less
- Southington: Insurance costs 5.63% less