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Get Cheap Car Insurance in Oakland Cross Roads, SC
We monitor insurance prices, helping the average driver in Oakland Cross Roads save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Oakland Cross Roads
The chart below shows the cheapest car insurance company in Oakland Cross Roads for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Oakland Cross Roads Insurer | Monthly Cost |
|---|---|
| Geico | $62 |
| State Farm | $70 |
| Auto-Owners Insurance | $70 |
| Safeco Insurance | $76 |
Savings for Every Kind of Oakland Cross Roads Driver
Based on our extensive insurance data, we know the average Oakland Cross Roads driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $382 per year by choosing the right vehicle insurance company. Some Oakland Cross Roads residents are paying out over $1,744 extra every year for auto insurance in Oakland Cross Roads. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oakland Cross Roads, SC Savings / Yr. |
|---|---|
$382 |
|
$686 |
|
$580 |
|
$722 |
|
$1,412 |
|
$323 |
|
$420 |
Oakland Cross Roads Car Insurance vs. South Carolina
People living in Oakland Cross Roads pay an average of 7.06% more than the typical driver in the state. The average driver in Oakland Cross Roads can expect to pay about $1,026 per year, or $1,744 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Oakland Cross Roads for most people.
Car Insurance Prices by Oakland Cross Roads Neighborhood
Insurance Prices
Where is insurance cheapest within Oakland Cross Roads?
The map shows insurance prices in and around Oakland Cross Roads, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $32 per year within the city boundaries, with insurance premiums ranging from a high of $1,752 to a low of $1,720. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Oakland Cross Roads.Pick the Best Car Insurance Company for You in Oakland Cross Roads
The best car insurance provider for most drivers in Oakland Cross Roads
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $382 over the average Oakland Cross Roads car insurance company.
The best car insurance provider for Oakland Cross Roads drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $686 over the competition.
The best car insurance company for Oakland Cross Roads drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $580 better than other car insurance companies.
The best auto insurance for Oakland Cross Roads drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $722 less each year.
The least expensive car insurance company for new and young drivers in Oakland Cross Roads
In Oakland Cross Roads, Geico costs young drivers $1,412 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oakland Cross Roads
Geico gave the largest car insurance discounts to married couples, averaging $323 saved each year compared to an average Oakland Cross Roads couple's premiums.
The cheapest car insurance in Oakland Cross Roads for drivers with bad credit
The best Oakland Cross Roads car insurance company for customer service
Nationwide was the best company for customer service in Oakland Cross Roads according to the NAIC.
Recent price drops
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The cheapest large national provider in Oakland Cross Roads
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Oakland Cross Roads driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oakland Cross Roads, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Oakland Cross Roads
What Influences the Cost of Car Insurance in Oakland Cross Roads?
On average, car insurance in Oakland Cross Roads is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oakland Cross Roads are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Oakland Cross Roads is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Oakland Cross Roads is $85 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
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Cities with Similar Populations
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