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Get Cheap Car Insurance in Oakville, MD
We monitor insurance prices, helping the average driver in Oakville save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Oakville
The chart below shows the cheapest car insurance company in Oakville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Oakville Insurer | Monthly Cost |
|---|---|
| State Farm | $82 |
| Erie Insurance | $83 |
| Travelers | $94 |
| Safeco Insurance | $98 |
Savings for Every Kind of Oakville Driver
Based on our extensive insurance data, we know the average Oakville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $328 per year by choosing the right vehicle insurance company. Some Oakville residents are paying out over $1,763 extra every year for auto insurance in Oakville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oakville, MD Savings / Yr. |
|---|---|
$328 |
|
$308 |
|
$359 |
|
$579 |
|
$1,112 |
|
$199 |
|
$777 |
Oakville Car Insurance vs. Maryland
People living in Oakville pay an average of 4.84% less than the typical driver in the state. The average driver in Oakville can expect to pay about $1,202 per year, or $1,763 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Oakville for most people.
Car Insurance Prices by Oakville Neighborhood
Insurance Prices
Where is insurance cheapest within Oakville?
The map shows insurance prices in and around Oakville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $12 per year within the city boundaries, with insurance premiums ranging from a high of $1,770 to a low of $1,758. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Oakville.Pick the Best Car Insurance Company for You in Oakville
The best car insurance provider for most drivers in Oakville
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $328 over the average Oakville car insurance company.
The best car insurance provider for Oakville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $308 over the competition.
The best car insurance company for Oakville drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $359 better than other car insurance companies.
The best auto insurance for Oakville drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $579 less each year.
The least expensive car insurance company for new and young drivers in Oakville
In Oakville, Erie Insurance costs young drivers $1,112 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oakville
State Farm gave the largest car insurance discounts to married couples, averaging $199 saved each year compared to an average Oakville couple's premiums.
The cheapest car insurance in Oakville for drivers with bad credit
The best Oakville car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oakville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Oakville driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oakville, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Oakville
What Influences the Cost of Car Insurance in Oakville?
On average, car insurance in Oakville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Oakville is 26 minutes, which is far less than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oakville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Oakville is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oakville is $100 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Siloam: Insurance costs 1.08% more
- Palmetto: Insurance costs 0.23% more
- Indiantown: Insurance costs 0.85% more
- Princess Anne: Insurance costs 5.16% more
- Eden: Insurance costs 0.11% less
- Fruitland: Insurance costs 1.30% more
- Westover: Insurance costs 9.98% more
- Allen: Insurance costs 0.45% less
- Scarboro: Insurance costs 3.01% more
- Snow Hill: Insurance costs 2.84% more
Cities with Similar Populations
- Perrytown: Insurance costs 4.93% less
- Norrisville: Insurance costs 24.11% less
- North Branch: Insurance costs 32.79% less
- North Cove: Insurance costs 29.72% less
- North Fork: Insurance costs 36.02% less
- Old Fort: Insurance costs 40.27% less
- Ordway: Insurance costs 12.88% less
- Orion: Insurance costs 16.28% less
- Osborn: Insurance costs 18.26% less
- Pellettown: Insurance costs 3.74% less