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Get Cheap Car Insurance in Occident, IN
We monitor insurance prices, helping the average driver in Occident save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Occident
The chart below shows the cheapest car insurance company in Occident for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.
| Occident Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $45 |
| State Farm | $48 |
| Safe Auto | $48 |
| Travelers | $49 |
Savings for Every Kind of Occident Driver
Based on our extensive insurance data, we know the average Occident driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $348 per year by choosing the right vehicle insurance company. Some Occident residents are paying out over $1,194 extra every year for auto insurance in Occident. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Occident, IN Savings / Yr. |
|---|---|
$348 |
|
$543 |
|
$441 |
|
$311 |
|
$624 |
|
$267 |
|
$381 |
Occident Car Insurance vs. Indiana
People living in Occident pay an average of 2.29% less than the typical driver in the state. The average driver in Occident can expect to pay about $741 per year, or $1,194 for full coverage.
Based on our analysis, Erie Insurance will be the cheapest provider in Occident for most people.
Car Insurance Prices by Occident Neighborhood
Insurance Prices
Where is insurance cheapest within Occident?
The map shows insurance prices in and around Occident, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $4 per year within the city boundaries, with insurance premiums ranging from a high of $1,196 to a low of $1,192. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Occident.Pick the Best Car Insurance Company for You in Occident
The best car insurance provider for most drivers in Occident
For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $348 over the average Occident car insurance company.
The best car insurance provider for Occident drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $543 over the competition.
The best car insurance company for Occident drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $441 better than other car insurance companies.
The best auto insurance for Occident drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $311 less each year.
The least expensive car insurance company for new and young drivers in Occident
In Occident, State Farm costs young drivers $624 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Occident
State Farm gave the largest car insurance discounts to married couples, averaging $267 saved each year compared to an average Occident couple's premiums.
The cheapest car insurance in Occident for drivers with bad credit
The best Occident car insurance company for customer service
Recent price drops
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The cheapest large national provider in Occident
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Occident driver can expect to pay about $78 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Occident, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.Auto Insurance Prices in and Around Occident
What Influences the Cost of Car Insurance in Occident?
On average, car insurance in Occident is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Indiana state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Occident are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Occident is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Occident is $62 per month for minimum coverage and $100 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Carthage: Insurance costs 0.08% less
- Cleveland: Insurance costs 1.59% less
- Maple Valley: Insurance costs 2.01% less
- Westland: Insurance costs 3.27% less
- Charlottesville: Insurance costs 2.01% less
- Knightstown: Insurance costs 0.42% less
- Arlington: Insurance costs 3.94% more
- Henderson: Insurance costs 5.86% more
- Gwynneville: Insurance costs 0.25% more
- Ogden: Insurance costs 1.59% more
Cities with Similar Populations
- Phillipsport: Insurance costs 99.75% more
- North Petersburg: Insurance costs 77.64% more
- North San Pedro: Insurance costs 39.53% more
- North Stockholm: Insurance costs 71.02% more
- Norwood: Insurance costs 3.35% more
- O'Kean: Insurance costs 43.47% more
- Oaklawn: Insurance costs 38.78% more
- Ocoonita: Insurance costs 6.45% more
- Old Appleton: Insurance costs 46.98% more
- Old Lawton: Insurance costs 14.07% more