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Get Cheap Car Insurance in Odin, IL
We monitor insurance prices, helping the average driver in Odin save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Odin
The chart below shows the cheapest car insurance company in Odin for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Odin Insurer | Monthly Cost |
|---|---|
| State Farm | $48 |
| Country Financial | $52 |
| Metromile | $56 |
| American Family Insurance | $61 |
Savings for Every Kind of Odin Driver
Based on our extensive insurance data, we know the average Odin driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $332 per year by choosing the right vehicle insurance company. Some Odin residents are paying out over $1,422 extra every year for auto insurance in Odin. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Odin, IL Savings / Yr. |
|---|---|
$332 |
|
$625 |
|
$500 |
|
$524 |
|
$1,291 |
|
$372 |
|
$477 |
Odin Car Insurance vs. Illinois
People living in Odin pay an average of 5.90% less than the typical driver in the state. The average driver in Odin can expect to pay about $844 per year, or $1,422 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Odin for most people.
Car Insurance Prices by Odin Neighborhood
Insurance Prices
Where is insurance cheapest within Odin?
The map shows insurance prices in and around Odin, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $107 per year within the city boundaries, with insurance premiums ranging from a high of $1,490 to a low of $1,383. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Odin.Pick the Best Car Insurance Company for You in Odin
The best car insurance provider for most drivers in Odin
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $332 over the average Odin car insurance company.
The best car insurance provider for Odin drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $625 over the competition.
The best car insurance company for Odin drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $500 better than other car insurance companies.
The best auto insurance for Odin drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $524 less each year.
The least expensive car insurance company for new and young drivers in Odin
In Odin, State Farm costs young drivers $1,291 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Odin
State Farm gave the largest car insurance discounts to married couples, averaging $372 saved each year compared to an average Odin couple's premiums.
The cheapest car insurance in Odin for drivers with bad credit
The best Odin car insurance company for customer service
Recent price drops
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The cheapest large national provider in Odin
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Odin driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Odin, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Odin
What Influences the Cost of Car Insurance in Odin?
On average, car insurance in Odin is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Odin is 28 minutes, which is a little less than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Odin are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Odin has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Odin is $70 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sandoval: Insurance costs 3.52% more
- Selmaville: Insurance costs 1.41% less
- Junction City: Insurance costs 4.08% more
- Salem: Insurance costs 0.77% more
- Central City: Insurance costs 2.81% more
- Tonti: Insurance costs 1.27% less
- Hubbard Woods: Insurance costs 0.70% less
- Centralia: Insurance costs 2.53% more
- Wamac: Insurance costs 4.57% more
- Ferrin: Insurance costs 2.39% more
Cities with Similar Populations
- Neola: Insurance costs 13.92% less
- Somerset: Insurance costs 30.73% more
- Solomon: Insurance costs 7.17% more
- Silver City: Insurance costs 37.83% more
- Sherrodsville: Insurance costs 20.75% less
- Scenery Hill: Insurance costs 1.83% less
- Rushtown: Insurance costs 20.39% less
- Rich Hill: Insurance costs 27.07% more
- Palestine: Insurance costs 4.15% more
- Soulsbyville: Insurance costs 31.22% more