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Get Cheap Car Insurance in Ohio, MO
We monitor insurance prices, helping the average driver in Ohio save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Ohio
The chart below shows the cheapest car insurance company in Ohio for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Ohio Insurer | Monthly Cost |
|---|---|
| State Farm | $68 |
| Travelers | $68 |
| Safeco Insurance | $69 |
| Clearcover | $74 |
Savings for Every Kind of Ohio Driver
Based on our extensive insurance data, we know the average Ohio driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $484 per year by choosing the right vehicle insurance company. Some Ohio residents are paying out over $1,793 extra every year for auto insurance in Ohio. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ohio, MO Savings / Yr. |
|---|---|
$484 |
|
$675 |
|
$617 |
|
$691 |
|
$1,457 |
|
$376 |
|
$577 |
Ohio Car Insurance vs. Missouri
People living in Ohio pay an average of 0.47% less than the typical driver in the state. The average driver in Ohio can expect to pay about $1,104 per year, or $1,793 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Ohio for most people.
Car Insurance Prices by Ohio Neighborhood
Insurance Prices
Where is insurance cheapest within Ohio?
The map shows insurance prices in and around Ohio, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $2 per year within the city boundaries, with insurance premiums ranging from a high of $1,793 to a low of $1,791. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Ohio.Pick the Best Car Insurance Company for You in Ohio
The best car insurance provider for most drivers in Ohio
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $484 over the average Ohio car insurance company.
The best car insurance provider for Ohio drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $675 over the competition.
The best car insurance company for Ohio drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $617 better than other car insurance companies.
The best auto insurance for Ohio drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $691 less each year.
The least expensive car insurance company for new and young drivers in Ohio
In Ohio, Travelers costs young drivers $1,457 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ohio
State Farm gave the largest car insurance discounts to married couples, averaging $376 saved each year compared to an average Ohio couple's premiums.
The cheapest car insurance in Ohio for drivers with bad credit
The best Ohio car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ohio
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Ohio driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ohio, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Ohio
What Influences the Cost of Car Insurance in Ohio?
On average, car insurance in Ohio is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ohio are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Ohio is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ohio is $92 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lowry City: Insurance costs 0.33% less
- Vista: Insurance costs 0.17% less
- Iconium: Insurance costs 0.33% less
- Osceola: Insurance costs 0.39% less
- Mount Zion: Insurance costs 0.39% less
- Brownington: Insurance costs 0.50% less
- Deepwater: Insurance costs 1.23% less
- Harper: Insurance costs 0.39% less
- Monegaw Springs: Insurance costs 1.06% less
- Gaines: Insurance costs 1.56% less
Cities with Similar Populations
- Preston: Insurance costs 21.70% less
- New Santa Fe: Insurance costs 35.75% less
- New Westville: Insurance costs 37.93% less
- New Zion: Insurance costs 31.23% more
- Newark: Insurance costs 0.50% more
- Newbern: Insurance costs 34.69% less
- Nobe: Insurance costs 14.78% less
- North Fryeburg: Insurance costs 46.01% less
- Norway: Insurance costs 21.58% more
- Nymph: Insurance costs 17.85% less