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Get Cheap Car Insurance in Old Brooklyn, Cleveland, OH

We monitor insurance prices, helping the average driver in Old Brooklyn save up to 30.1% on car insurance.

 

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The Cheapest Minimum Coverage in Old Brooklyn

The chart below shows the cheapest car insurance company in Old Brooklyn for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.

 
Old Brooklyn Insurer Monthly Cost
State Farm $50
Safeco Insurance $52
Travelers $53
Mile Auto $55

Savings for Every Kind of Old Brooklyn Driver

The table shows how much the average auto insurance customer in Old Brooklyn might save by following our recommendations.

Based on our extensive insurance data, we know the average Old Brooklyn driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $321 per year by choosing the right vehicle insurance company. Some Old Brooklyn residents are paying out over $1,216 extra every year for auto insurance in Old Brooklyn. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Old Brooklyn, Cleveland, OH Savings / Yr.
Drivers with good records
$321
Drivers with accidents
$546
Drivers with speeding tickets
$462
Drivers with a DUI conviction
$493
Young drivers
$1,180
Married drivers
$335
Drivers with bad credit
$470

Old Brooklyn Car Insurance vs. Cleveland

People living in Old Brooklyn pay an average of 8.15% more than the typical driver in the state. The average driver in Old Brooklyn can expect to pay about $821 per year, or $1,216 for full coverage.

Based on our analysis, Mile Auto will be the cheapest provider in Old Brooklyn for most people.

Car Insurance Prices by Old Brooklyn Neighborhood

Old Brooklyn, Cleveland, OH map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
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Where is insurance cheapest within Old Brooklyn?

The map shows insurance prices in and around Old Brooklyn, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $266 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,358 to a low of $1,092. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Old Brooklyn.

Pick the Best Car Insurance Company for You in Old Brooklyn

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Old Brooklyn insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Old Brooklyn

For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $321 over the average Old Brooklyn car insurance company.

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We use the average good driver, paying $75 per month, as our baseline for pricing in Old Brooklyn. Mile Auto, Clearcover, and Gainsco are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Old Brooklyn drivers with accidents on their records

In Old Brooklyn getting into an accident will raise premiums an average 38% for a yearly cost of $1,958. That's $742 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Gainsco, and Mile Auto are good choices for drivers with accidents.

In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $546 over the competition.

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The best car insurance company for Old Brooklyn drivers with speeding tickets

>Mile Auto gave the average person with a speeding ticket the most savings, averaging $462 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Old Brooklyn, tickets raise premiums on new quotes about $523. If you have a speeding ticket, we recommend State Farm, Mile Auto, and Gainsco for savings that beat the average insurance cost of $1,739 per year.

The best auto insurance for Old Brooklyn drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,794 per year in auto insurance premiums, which was $579 more than a driver with no major issues. Gainsco, Mile Auto, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from Gainsco may cost the average person with a DUI about $493 less each year.

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The least expensive car insurance company for new and young drivers in Old Brooklyn

In Old Brooklyn, Geico costs young drivers $1,180 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Old Brooklyn. With an average cost of $4,253 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Old Brooklyn

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $52. State Farm, Geico, and Progressive provided the largest discounts to couples living in Old Brooklyn.

State Farm gave the largest car insurance discounts to married couples, averaging $335 saved each year compared to an average Old Brooklyn couple's premiums.

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The cheapest car insurance in Old Brooklyn for drivers with bad credit

People with poor credit saved an average of $470 with Clearcover.

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Many people are surprised that their poor credit score can cost them an average of $622 every year. Premiums for people with poor credit were about $1,838 in Old Brooklyn. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Travelers, and Clearcover.

The best Old Brooklyn car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Old Brooklyn, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Old Brooklyn.

Nationwide was the best company for customer service in Old Brooklyn according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Old Brooklyn, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Old Brooklyn. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Old Brooklyn

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 42% of Old Brooklyn residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Old Brooklyn driver can expect to pay about $76 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Brooklyn, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.
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Auto Insurance Prices in and Around Old Brooklyn

What Influences the Cost of Car Insurance in Old Brooklyn?

On average, car insurance in Old Brooklyn is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Old Brooklyn is 26 minutes, which is about the national average for a driver in the city.
  • Ohio state insurance regulations may allow for lower prices.
  • An average of 8 to 9 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Old Brooklyn are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
  • Old Brooklyn is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Old Brooklyn is $68 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Old Brooklyn driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Old Brooklyn with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.