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Get Cheap Car Insurance in Old Field, NY
We monitor insurance prices, helping the average driver in Old Field save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Old Field
The chart below shows the cheapest car insurance company in Old Field for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Old Field Insurer | Monthly Cost |
|---|---|
| Kemper | $91 |
| Plymouth Rock Assurance | $121 |
| Safeco Insurance | $130 |
| Geico | $136 |
Savings for Every Kind of Old Field Driver
Based on our extensive insurance data, we know the average Old Field driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $738 per year by choosing the right vehicle insurance company. Some Old Field residents are paying out over $2,474 extra every year for auto insurance in Old Field. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Field, NY Savings / Yr. |
|---|---|
$738 |
|
$470 |
|
$940 |
|
$951 |
|
$2,329 |
|
$780 |
|
$1,242 |
Old Field Car Insurance vs. New York
People living in Old Field pay an average of 2.03% more than the typical driver in the state. The average driver in Old Field can expect to pay about $1,795 per year, or $2,474 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Old Field for most people.
Car Insurance Prices by Old Field Neighborhood
Insurance Prices
Where is insurance cheapest within Old Field?
The map shows insurance prices in and around Old Field, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,474 to a low of $2,474. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Old Field.Pick the Best Car Insurance Company for You in Old Field
The best car insurance provider for most drivers in Old Field
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $738 over the average Old Field car insurance company.
The best car insurance provider for Old Field drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $470 over the competition.
The best car insurance company for Old Field drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $940 better than other car insurance companies.
The best auto insurance for Old Field drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $951 less each year.
The least expensive car insurance company for new and young drivers in Old Field
In Old Field, Progressive costs young drivers $2,329 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Field
Progressive gave the largest car insurance discounts to married couples, averaging $780 saved each year compared to an average Old Field couple's premiums.
The cheapest car insurance in Old Field for drivers with bad credit
The best Old Field car insurance company for customer service
Recent price drops
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The cheapest large national provider in Old Field
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Old Field driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Field, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Old Field
What Influences the Cost of Car Insurance in Old Field?
On average, car insurance in Old Field is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Old Field is 31 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old Field are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Old Field is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Old Field is $150 per month for minimum coverage and $206 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Poquott: Insurance costs 5.42% more
- East Setauket: Insurance costs 6.91% more
- Setauket-East Setauket: Insurance costs 5.50% more
- Belle Terre: Insurance costs 4.04% more
- Stony Brook: Insurance costs 9.54% more
- Port Jefferson: Insurance costs 3.56% more
- Stony Brook University: Insurance costs 20.45% more
- Head of the Harbor: Insurance costs 4.20% more
- Nissequogue: Insurance costs 1.09% less
- Port Jefferson Station: Insurance costs 7.15% more
Cities with Similar Populations
- Roosville: Insurance costs 33.79% less
- Modoc: Insurance costs 51.21% less
- Morley: Insurance costs 28.74% less
- Morris Chapel: Insurance costs 46.16% less
- Mount Holly: Insurance costs 53.19% less
- Mulberry Grove: Insurance costs 31.89% less
- Needmore: Insurance costs 6.79% more
- New Middletown: Insurance costs 51.58% less
- Novinger: Insurance costs 27.85% less
- Nuberg: Insurance costs 30.32% less