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Get Cheap Car Insurance in Old Forge, NY
We monitor insurance prices, helping the average driver in Old Forge save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Old Forge
The chart below shows the cheapest car insurance company in Old Forge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Old Forge Insurer | Monthly Cost |
|---|---|
| Kemper | $76 |
| Plymouth Rock Assurance | $102 |
| Safeco Insurance | $109 |
| Geico | $114 |
Savings for Every Kind of Old Forge Driver
Based on our extensive insurance data, we know the average Old Forge driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $619 per year by choosing the right vehicle insurance company. Some Old Forge residents are paying out over $2,075 extra every year for auto insurance in Old Forge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Forge, NY Savings / Yr. |
|---|---|
$619 |
|
$394 |
|
$788 |
|
$797 |
|
$1,953 |
|
$654 |
|
$1,041 |
Old Forge Car Insurance vs. New York
People living in Old Forge pay an average of 14.44% less than the typical driver in the state. The average driver in Old Forge can expect to pay about $1,505 per year, or $2,075 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Old Forge for most people.
Car Insurance Prices by Old Forge Neighborhood
Insurance Prices
Where is insurance cheapest within Old Forge?
The map shows insurance prices in and around Old Forge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $36 per year within the city boundaries, with insurance premiums ranging from a high of $2,081 to a low of $2,045. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Old Forge.Pick the Best Car Insurance Company for You in Old Forge
The best car insurance provider for most drivers in Old Forge
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $619 over the average Old Forge car insurance company.
The best car insurance provider for Old Forge drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $394 over the competition.
The best car insurance company for Old Forge drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $788 better than other car insurance companies.
The best auto insurance for Old Forge drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $797 less each year.
The least expensive car insurance company for new and young drivers in Old Forge
In Old Forge, Progressive costs young drivers $1,953 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Forge
Progressive gave the largest car insurance discounts to married couples, averaging $654 saved each year compared to an average Old Forge couple's premiums.
The cheapest car insurance in Old Forge for drivers with bad credit
The best Old Forge car insurance company for customer service
Recent price drops
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The cheapest large national provider in Old Forge
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Old Forge driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Forge, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Old Forge
What Influences the Cost of Car Insurance in Old Forge?
On average, car insurance in Old Forge is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Old Forge is 18 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old Forge are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Old Forge is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Old Forge is $125 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Thendara: Insurance costs 0.77% less
- Eagle Bay: Insurance costs 1.11% less
- Inlet: Insurance costs 11.47% more
- Otter Lake: Insurance costs 1.40% more
- Raquette Lake: Insurance costs 4.67% more
- Brantingham: Insurance costs 1.01% more
- Woodgate: Insurance costs 1.40% more
- Number Four: Insurance costs 0.53% more
- Lyonsdale: Insurance costs 1.25% more
- Crystal Dale: Insurance costs 0.24% more
Cities with Similar Populations
- Van Etten: Insurance costs 0.10% more
- Centerville: Insurance costs 26.17% less
- Chesapeake: Insurance costs 28.24% less
- Clarington: Insurance costs 45.93% less
- Cottage City: Insurance costs 14.31% more
- Elliottsburg: Insurance costs 37.69% less
- Erin: Insurance costs 22.27% less
- Tignall: Insurance costs 15.13% less
- Towanda: Insurance costs 33.06% less
- Truby: Insurance costs 20.24% less