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Get Cheap Car Insurance in Old Hundred, NC
We monitor insurance prices, helping the average driver in Old Hundred save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Old Hundred
The chart below shows the cheapest car insurance company in Old Hundred for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Old Hundred Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $51 |
| Erie Insurance | $52 |
| Farm Bureau | $55 |
| Progressive | $58 |
Savings for Every Kind of Old Hundred Driver
Based on our extensive insurance data, we know the average Old Hundred driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $259 per year by choosing the right vehicle insurance company. Some Old Hundred residents are paying out over $1,350 extra every year for auto insurance in Old Hundred. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Hundred, NC Savings / Yr. |
|---|---|
$259 |
|
$564 |
|
$411 |
|
$1,048 |
|
$778 |
|
$313 |
|
$470 |
Old Hundred Car Insurance vs. North Carolina
People living in Old Hundred pay an average of 8.03% more than the typical driver in the state. The average driver in Old Hundred can expect to pay about $809 per year, or $1,350 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Old Hundred for most people.
Car Insurance Prices by Old Hundred Neighborhood
Insurance Prices
Where is insurance cheapest within Old Hundred?
The map shows insurance prices in and around Old Hundred, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $78 per year within the city boundaries, with insurance premiums ranging from a high of $1,386 to a low of $1,308. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Old Hundred.Pick the Best Car Insurance Company for You in Old Hundred
The best car insurance provider for most drivers in Old Hundred
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $259 over the average Old Hundred car insurance company.
The best car insurance provider for Old Hundred drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $564 over the competition.
The best car insurance company for Old Hundred drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $411 better than other car insurance companies.
The best auto insurance for Old Hundred drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,048 less each year.
The least expensive car insurance company for new and young drivers in Old Hundred
In Old Hundred, State Farm costs young drivers $778 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Hundred
Erie Insurance gave the largest car insurance discounts to married couples, averaging $313 saved each year compared to an average Old Hundred couple's premiums.
The cheapest car insurance in Old Hundred for drivers with bad credit
The best Old Hundred car insurance company for customer service
Nationwide was the best company for customer service in Old Hundred according to the NAIC.
Recent price drops
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The cheapest large national provider in Old Hundred
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Old Hundred driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Hundred, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Old Hundred
What Influences the Cost of Car Insurance in Old Hundred?
On average, car insurance in Old Hundred is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old Hundred are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Old Hundred is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Old Hundred is $67 per month for minimum coverage and $113 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Steen Town: Insurance costs 2.44% less
- Laurel Hill: Insurance costs 1.63% less
- Gibson: Insurance costs 0.30% less
- Richmond Mills: Insurance costs 1.93% less
- Elmore: Insurance costs 2.52% less
- New Town: Insurance costs 2.44% less
- Hamlet: Insurance costs 1.48% less
- Dobbins Heights: Insurance costs 0.15% less
- Masons Crossroads: Insurance costs 5.11% less
- Laurinburg: Insurance costs 0.74% less
Cities with Similar Populations
- Allegre: Insurance costs 61.70% more
- Alluwe: Insurance costs 26.00% more
- Arvel: Insurance costs 67.93% more
- Pearson: Insurance costs 16.15% more
- Pinedale: Insurance costs 10.81% more
- Pilot Mountain: Insurance costs 6.00% more
- Pikeville: Insurance costs 11.33% more
- Philomath: Insurance costs 11.78% less
- Peterson: Insurance costs 4.89% more
- Perley: Insurance costs 18.30% more