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Get Cheap Car Insurance in Olde Orchard, Columbus, OH

We monitor insurance prices, helping the average driver in Olde Orchard save up to 30.1% on car insurance.

 

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The Cheapest Minimum Coverage in Olde Orchard

The chart below shows the cheapest car insurance company in Olde Orchard for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.

 
Olde Orchard Insurer Monthly Cost
State Farm $51
Safeco Insurance $53
Travelers $54
Mile Auto $56

Savings for Every Kind of Olde Orchard Driver

The table shows how much the average auto insurance customer in Olde Orchard might save by following our recommendations.

Based on our extensive insurance data, we know the average Olde Orchard driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $327 per year by choosing the right vehicle insurance company. Some Olde Orchard residents are paying out over $1,238 extra every year for auto insurance in Olde Orchard. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Olde Orchard, Columbus, OH Savings / Yr.
Drivers with good records
$327
Drivers with accidents
$556
Drivers with speeding tickets
$470
Drivers with a DUI conviction
$502
Young drivers
$1,201
Married drivers
$341
Drivers with bad credit
$479

Olde Orchard Car Insurance vs. Columbus

People living in Olde Orchard pay an average of 10.12% more than the typical driver in the state. The average driver in Olde Orchard can expect to pay about $836 per year, or $1,238 for full coverage.

Based on our analysis, Mile Auto will be the cheapest provider in Olde Orchard for most people.

Car Insurance Prices by Olde Orchard Neighborhood

Olde Orchard, Columbus, OH map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Olde Orchard?

The map shows insurance prices in and around Olde Orchard, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $223 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,341 to a low of $1,118. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Olde Orchard.

Pick the Best Car Insurance Company for You in Olde Orchard

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Olde Orchard insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Olde Orchard

For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $327 over the average Olde Orchard car insurance company.

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We use the average good driver, paying $76 per month, as our baseline for pricing in Olde Orchard. Mile Auto, Clearcover, and Gainsco are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Olde Orchard drivers with accidents on their records

In Olde Orchard getting into an accident will raise premiums an average 38% for a yearly cost of $1,993. That's $755 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Gainsco, and Mile Auto are good choices for drivers with accidents.

In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $556 over the competition.

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The best car insurance company for Olde Orchard drivers with speeding tickets

>Mile Auto gave the average person with a speeding ticket the most savings, averaging $470 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Olde Orchard, tickets raise premiums on new quotes about $533. If you have a speeding ticket, we recommend State Farm, Mile Auto, and Gainsco for savings that beat the average insurance cost of $1,771 per year.

The best auto insurance for Olde Orchard drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,827 per year in auto insurance premiums, which was $589 more than a driver with no major issues. Gainsco, Mile Auto, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from Gainsco may cost the average person with a DUI about $502 less each year.

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The least expensive car insurance company for new and young drivers in Olde Orchard

In Olde Orchard, Geico costs young drivers $1,201 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Olde Orchard. With an average cost of $4,330 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Olde Orchard

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $53. State Farm, Geico, and Progressive provided the largest discounts to couples living in Olde Orchard.

State Farm gave the largest car insurance discounts to married couples, averaging $341 saved each year compared to an average Olde Orchard couple's premiums.

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The cheapest car insurance in Olde Orchard for drivers with bad credit

People with poor credit saved an average of $479 with Clearcover.

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Many people are surprised that their poor credit score can cost them an average of $633 every year. Premiums for people with poor credit were about $1,871 in Olde Orchard. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Travelers, and Clearcover.

The best Olde Orchard car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Olde Orchard, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Olde Orchard.

Nationwide was the best company for customer service in Olde Orchard according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Olde Orchard, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Olde Orchard. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Olde Orchard

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 21% of Olde Orchard residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Olde Orchard driver can expect to pay about $76 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Olde Orchard, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.
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Auto Insurance Prices in and Around Olde Orchard

What Influences the Cost of Car Insurance in Olde Orchard?

On average, car insurance in Olde Orchard is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Olde Orchard is 25 minutes, which is about the national average for a driver in the city.
  • Ohio state insurance regulations may allow for lower prices.
  • An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Olde Orchard are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
  • Olde Orchard is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Olde Orchard is $70 per month for minimum coverage and $103 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Olde Orchard driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Olde Orchard with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.