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Get Cheap Car Insurance in Olympia Fields, IL
We monitor insurance prices, helping the average driver in Olympia Fields save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Olympia Fields
The chart below shows the cheapest car insurance company in Olympia Fields for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Olympia Fields Insurer | Monthly Cost |
|---|---|
| State Farm | $65 |
| Country Financial | $70 |
| Metromile | $76 |
| American Family Insurance | $82 |
Savings for Every Kind of Olympia Fields Driver
Based on our extensive insurance data, we know the average Olympia Fields driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $449 per year by choosing the right vehicle insurance company. Some Olympia Fields residents are paying out over $1,922 extra every year for auto insurance in Olympia Fields. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Olympia Fields, IL Savings / Yr. |
|---|---|
$449 |
|
$845 |
|
$676 |
|
$709 |
|
$1,745 |
|
$503 |
|
$645 |
Olympia Fields Car Insurance vs. Illinois
People living in Olympia Fields pay an average of 27.22% more than the typical driver in the state. The average driver in Olympia Fields can expect to pay about $1,141 per year, or $1,922 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Olympia Fields for most people.
Car Insurance Prices by Olympia Fields Neighborhood
Insurance Prices
Where is insurance cheapest within Olympia Fields?
The map shows insurance prices in and around Olympia Fields, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $123 per year within the city boundaries, with insurance premiums ranging from a high of $1,937 to a low of $1,814. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Olympia Fields.Pick the Best Car Insurance Company for You in Olympia Fields
The best car insurance provider for most drivers in Olympia Fields
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $449 over the average Olympia Fields car insurance company.
The best car insurance provider for Olympia Fields drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $845 over the competition.
The best car insurance company for Olympia Fields drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $676 better than other car insurance companies.
The best auto insurance for Olympia Fields drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $709 less each year.
The least expensive car insurance company for new and young drivers in Olympia Fields
In Olympia Fields, State Farm costs young drivers $1,745 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Olympia Fields
State Farm gave the largest car insurance discounts to married couples, averaging $503 saved each year compared to an average Olympia Fields couple's premiums.
The cheapest car insurance in Olympia Fields for drivers with bad credit
The best Olympia Fields car insurance company for customer service
Nationwide was the best company for customer service in Olympia Fields according to the NAIC.
Recent price drops
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The cheapest large national provider in Olympia Fields
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Olympia Fields driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Olympia Fields, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Olympia Fields
What Influences the Cost of Car Insurance in Olympia Fields?
On average, car insurance in Olympia Fields is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Olympia Fields is 42 minutes, which is far more than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Olympia Fields are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Olympia Fields is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Olympia Fields is $95 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Flossmoor: Insurance costs 2.34% less
- Park Forest: Insurance costs 3.33% less
- Chicago Heights: Insurance costs 6.30% less
- Matteson: Insurance costs 2.39% less
- Homewood: Insurance costs 5.83% less
- Richton Park: Insurance costs 0.94% more
- Country Club Hills: Insurance costs 0.99% more
- South Chicago Heights: Insurance costs 11.13% less
- Hazel Crest: Insurance costs 2.19% more
- Steger: Insurance costs 11.08% less
Cities with Similar Populations
- Warsaw: Insurance costs 33.35% less
- Vassalboro: Insurance costs 50.47% less
- Verbena: Insurance costs 19.56% less
- Vergennes: Insurance costs 38.97% less
- Vermont Heights: Insurance costs 23.47% more
- West Lafayette: Insurance costs 42.77% less
- Verona: Insurance costs 39.75% less
- Warsaw: Insurance costs 37.77% less
- West Hazleton: Insurance costs 22.22% less
- Warsaw: Insurance costs 14.36% more