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Get Cheap Car Insurance in Orange Heights, FL
We monitor insurance prices, helping the average driver in Orange Heights save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Orange Heights
The chart below shows the cheapest car insurance company in Orange Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Orange Heights Insurer | Monthly Cost |
|---|---|
| Geico | $114 |
| State Farm | $121 |
| Gainsco | $158 |
| Bristol West | $158 |
Savings for Every Kind of Orange Heights Driver
Based on our extensive insurance data, we know the average Orange Heights driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $699 per year by choosing the right vehicle insurance company. Some Orange Heights residents are paying out over $2,389 extra every year for auto insurance in Orange Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Orange Heights, FL Savings / Yr. |
|---|---|
$699 |
|
$1,026 |
|
$789 |
|
$781 |
|
$2,482 |
|
$678 |
|
$988 |
Orange Heights Car Insurance vs. Florida
People living in Orange Heights pay an average of 9.57% less than the typical driver in the state. The average driver in Orange Heights can expect to pay about $2,181 per year, or $2,389 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Orange Heights for most people.
Car Insurance Prices by Orange Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Orange Heights?
The map shows insurance prices in and around Orange Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $197 per year within the city boundaries, with insurance premiums ranging from a high of $2,538 to a low of $2,341. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Orange Heights.Pick the Best Car Insurance Company for You in Orange Heights
The best car insurance provider for most drivers in Orange Heights
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $699 over the average Orange Heights car insurance company.
The best car insurance provider for Orange Heights drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,026 over the competition.
The best car insurance company for Orange Heights drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $789 better than other car insurance companies.
The best auto insurance for Orange Heights drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $781 less each year.
The least expensive car insurance company for new and young drivers in Orange Heights
In Orange Heights, Geico costs young drivers $2,482 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Orange Heights
Geico gave the largest car insurance discounts to married couples, averaging $678 saved each year compared to an average Orange Heights couple's premiums.
The cheapest car insurance in Orange Heights for drivers with bad credit
The best Orange Heights car insurance company for customer service
Allstate was the best company for customer service in Orange Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Orange Heights
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Orange Heights driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Orange Heights, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Orange Heights
What Influences the Cost of Car Insurance in Orange Heights?
On average, car insurance in Orange Heights is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Orange Heights is 34 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Orange Heights are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Orange Heights is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Orange Heights is $182 per month for minimum coverage and $199 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Waldo: Insurance costs 0.92% more
- Earleton: Insurance costs 1.47% more
- Melrose: Insurance costs 3.10% more
- Rex: Insurance costs 1.93% more
- Theressa: Insurance costs 2.85% more
- Grove Park: Insurance costs 3.89% more
- Hampton: Insurance costs 4.27% more
- Keystone Heights: Insurance costs 2.43% more
- Grandin: Insurance costs 3.35% more
- Northwood: Insurance costs 2.05% more
Cities with Similar Populations
- Nicut: Insurance costs 34.87% less
- North Prairie: Insurance costs 33.28% less
- North Bush: Insurance costs 10.00% less
- North Blenheim: Insurance costs 9.54% less
- North Avondale: Insurance costs 17.62% less
- North Auburn: Insurance costs 55.25% less
- Noodle: Insurance costs 29.97% less
- Nirvana: Insurance costs 20.97% more
- Ninole: Insurance costs 39.47% less
- North River: Insurance costs 14.82% less