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Get Cheap Car Insurance in Orchard Beach, PA
We monitor insurance prices, helping the average driver in Orchard Beach save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Orchard Beach
The chart below shows the cheapest car insurance company in Orchard Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Orchard Beach Insurer | Monthly Cost |
|---|---|
| Kemper | $50 |
| Metromile | $50 |
| Travelers | $50 |
| State Farm | $53 |
Savings for Every Kind of Orchard Beach Driver
Based on our extensive insurance data, we know the average Orchard Beach driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $378 per year by choosing the right vehicle insurance company. Some Orchard Beach residents are paying out over $1,347 extra every year for auto insurance in Orchard Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Orchard Beach, PA Savings / Yr. |
|---|---|
$378 |
|
$669 |
|
$511 |
|
$609 |
|
$1,560 |
|
$270 |
|
$483 |
Orchard Beach Car Insurance vs. Pennsylvania
People living in Orchard Beach pay an average of 5.56% less than the typical driver in the state. The average driver in Orchard Beach can expect to pay about $835 per year, or $1,347 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Orchard Beach for most people.
Car Insurance Prices by Orchard Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Orchard Beach?
The map shows insurance prices in and around Orchard Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1 per year within the city boundaries, with insurance premiums ranging from a high of $1,347 to a low of $1,346. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Orchard Beach.Pick the Best Car Insurance Company for You in Orchard Beach
The best car insurance provider for most drivers in Orchard Beach
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $378 over the average Orchard Beach car insurance company.
The best car insurance provider for Orchard Beach drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $669 over the competition.
The best car insurance company for Orchard Beach drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $511 better than other car insurance companies.
The best auto insurance for Orchard Beach drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $609 less each year.
The least expensive car insurance company for new and young drivers in Orchard Beach
In Orchard Beach, Travelers costs young drivers $1,560 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Orchard Beach
State Farm gave the largest car insurance discounts to married couples, averaging $270 saved each year compared to an average Orchard Beach couple's premiums.
The cheapest car insurance in Orchard Beach for drivers with bad credit
The best Orchard Beach car insurance company for customer service
Nationwide was the best company for customer service in Orchard Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Orchard Beach
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Orchard Beach driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Orchard Beach, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Orchard Beach
What Influences the Cost of Car Insurance in Orchard Beach?
On average, car insurance in Orchard Beach is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Orchard Beach is 23 minutes, which is far less than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 9 to 10 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Orchard Beach are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Orchard Beach is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Orchard Beach is $70 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North East: Insurance costs 0.74% more
- State Line: Insurance costs 59.09% more
- South Ripley: Insurance costs 59.09% more
- Moorheadville: Insurance costs 0.59% more
- Ripley: Insurance costs 60.36% more
- Wattlesburg: Insurance costs 59.02% more
- Hornby: Insurance costs 0.37% more
- Harborcreek: Insurance costs 1.86% less
- Findley Lake: Insurance costs 59.24% more
- Lombard: Insurance costs 58.87% more
Cities with Similar Populations
- Mound: Insurance costs 22.42% more
- Midway: Insurance costs 8.98% more
- Midway: Insurance costs 9.80% less
- Miller Colony: Insurance costs 19.82% more
- Millerton: Insurance costs 8.46% less
- Millston: Insurance costs 15.22% less
- Milltown: Insurance costs 53.82% more
- Millville: Insurance costs 7.42% less
- Millwood: Insurance costs 11.43% less
- Minden: Insurance costs 10.76% more