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Get Cheap Car Insurance in Orchards Area, Orchards, WA
We monitor insurance prices, helping the average driver in Orchards Area save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Orchards Area
The chart below shows the cheapest car insurance company in Orchards Area for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Orchards Area Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| State Farm | $57 |
| Progressive | $62 |
| Geico | $68 |
Savings for Every Kind of Orchards Area Driver
Based on our extensive insurance data, we know the average Orchards Area driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $431 per year by choosing the right vehicle insurance company. Some Orchards Area residents are paying out over $1,472 extra every year for auto insurance in Orchards Area. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Orchards Area, Orchards, WA Savings / Yr. |
|---|---|
$431 |
|
$761 |
|
$548 |
|
$415 |
|
$1,576 |
|
$298 |
|
$511 |
Orchards Area Car Insurance vs. Orchards
People living in Orchards Area pay an average of 4.83% more than the typical driver in the state. The average driver in Orchards Area can expect to pay about $885 per year, or $1,472 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Orchards Area for most people.
Car Insurance Prices by Orchards Area Neighborhood
Insurance Prices
Where is insurance cheapest within Orchards Area?
The map shows insurance prices in and around Orchards Area, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $139 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,547 to a low of $1,408. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southwest parts of Orchards Area.Pick the Best Car Insurance Company for You in Orchards Area
The best car insurance provider for most drivers in Orchards Area
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $431 over the average Orchards Area car insurance company.
The best car insurance provider for Orchards Area drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $761 over the competition.
The best car insurance company for Orchards Area drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $548 better than other car insurance companies.
The best auto insurance for Orchards Area drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $415 less each year.
The least expensive car insurance company for new and young drivers in Orchards Area
In Orchards Area, State Farm costs young drivers $1,576 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Orchards Area
State Farm gave the largest car insurance discounts to married couples, averaging $298 saved each year compared to an average Orchards Area couple's premiums.
The cheapest car insurance in Orchards Area for drivers with bad credit
The best Orchards Area car insurance company for customer service
Nationwide was the best company for customer service in Orchards Area according to the NAIC.
Recent price drops
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The cheapest large national provider in Orchards Area
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Orchards Area driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Orchards Area, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Orchards Area
What Influences the Cost of Car Insurance in Orchards Area?
On average, car insurance in Orchards Area is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Orchards Area are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Orchards Area is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Orchards Area is $74 per month for minimum coverage and $123 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Sifton-Orchards Area: Insurance costs 2.65% more
- North Image: Insurance costs 2.58% more
- Burnt Bridge Creek: Insurance costs 0.54% less
- Kevanna Park: Insurance costs 0.88% more
- Image: Insurance costs 3.06% more
- Van Mall: Insurance costs 2.72% more
- Landover-Sharmel: Insurance costs 2.24% more
- Oakbrook: Insurance costs 0.54% more
- Ogden: Insurance costs 1.70% more
- Marrion: Insurance costs 6.11% more
Neighborhoods with Similar Populations
- Scotlandville: Insurance costs 154.96% more
- Longfellow: Insurance costs 16.17% less
- Love Field Area: Insurance costs 30.50% more
- Lower East Side: Insurance costs 18.68% less
- Ludlow: Insurance costs 130.64% more
- Admiral: Insurance costs 8.02% more
- Marina-San Francisco: Insurance costs 57.74% more
- River Mountain: Insurance costs 56.66% more
- River Mountain: Insurance costs 18.41% more
- River Road: Insurance costs 1.49% more