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Get Cheap Car Insurance in Oregon, WI
We monitor insurance prices, helping the average driver in Oregon save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Oregon
The chart below shows the cheapest car insurance company in Oregon for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Oregon Insurer | Monthly Cost |
|---|---|
| State Farm | $40 |
| American Family Insurance | $42 |
| Erie Insurance | $42 |
| Kemper | $44 |
Savings for Every Kind of Oregon Driver
Based on our extensive insurance data, we know the average Oregon driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $208 per year by choosing the right vehicle insurance company. Some Oregon residents are paying out over $1,120 extra every year for auto insurance in Oregon. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oregon, WI Savings / Yr. |
|---|---|
$208 |
|
$428 |
|
$265 |
|
$384 |
|
$889 |
|
$162 |
|
$611 |
Oregon Car Insurance vs. Wisconsin
People living in Oregon pay an average of 1.95% less than the typical driver in the state. The average driver in Oregon can expect to pay about $564 per year, or $1,120 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Oregon for most people.
Car Insurance Prices by Oregon Neighborhood
Insurance Prices
Where is insurance cheapest within Oregon?
The map shows insurance prices in and around Oregon, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $113 per year within the city boundaries, with insurance premiums ranging from a high of $1,194 to a low of $1,081. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Oregon.Pick the Best Car Insurance Company for You in Oregon
The best car insurance provider for most drivers in Oregon
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $208 over the average Oregon car insurance company.
The best car insurance provider for Oregon drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $428 over the competition.
The best car insurance company for Oregon drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $265 better than other car insurance companies.
The best auto insurance for Oregon drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $384 less each year.
The least expensive car insurance company for new and young drivers in Oregon
In Oregon, Erie Insurance costs young drivers $889 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oregon
Progressive gave the largest car insurance discounts to married couples, averaging $162 saved each year compared to an average Oregon couple's premiums.
The cheapest car insurance in Oregon for drivers with bad credit
The best Oregon car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oregon
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Oregon driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oregon, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Oregon
What Influences the Cost of Car Insurance in Oregon?
On average, car insurance in Oregon is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Oregon is 28 minutes, which is a little less than average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oregon are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Oregon is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Oregon is $47 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Brooklyn: Insurance costs 1.70% less
- Stone: Insurance costs 2.50% less
- Paoli: Insurance costs 2.14% less
- Fitchburg: Insurance costs 4.02% more
- McFarland: Insurance costs 0.89% less
- Stoughton: Insurance costs 0.18% more
- Belleville: Insurance costs 1.16% less
- Union: Insurance costs 0.54% less
- Dayton: Insurance costs 0.36% less
- Cooksville: Insurance costs 1.61% less
Cities with Similar Populations
- Newcastle: Insurance costs 47.50% more
- Port Neches: Insurance costs 45.89% more
- Port Lavaca: Insurance costs 48.84% more
- Port Jervis: Insurance costs 109.46% more
- Pontotoc: Insurance costs 46.52% more
- Plymouth: Insurance costs 5.54% less
- Plover: Insurance costs 2.95% less
- Pleasanton: Insurance costs 47.41% more
- Platteville: Insurance costs 1.61% less
- Plaquemine: Insurance costs 190.89% more