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Get Cheap Car Insurance in Oslo, MN
We monitor insurance prices, helping the average driver in Oslo save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Oslo
The chart below shows the cheapest car insurance company in Oslo for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Oslo Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Auto-Owners Insurance | $57 |
| Kemper | $60 |
| American Family Insurance | $60 |
Savings for Every Kind of Oslo Driver
Based on our extensive insurance data, we know the average Oslo driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $435 per year by choosing the right vehicle insurance company. Some Oslo residents are paying out over $1,618 extra every year for auto insurance in Oslo. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oslo, MN Savings / Yr. |
|---|---|
$435 |
|
$548 |
|
$353 |
|
$717 |
|
$1,228 |
|
$364 |
|
$956 |
Oslo Car Insurance vs. Minnesota
People living in Oslo pay an average of 0.77% more than the typical driver in the state. The average driver in Oslo can expect to pay about $837 per year, or $1,618 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Oslo for most people.
Car Insurance Prices by Oslo Neighborhood
Insurance Prices
Where is insurance cheapest within Oslo?
The map shows insurance prices in and around Oslo, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $51 per year within the city boundaries, with insurance premiums ranging from a high of $1,627 to a low of $1,576. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Oslo.Pick the Best Car Insurance Company for You in Oslo
The best car insurance provider for most drivers in Oslo
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $435 over the average Oslo car insurance company.
The best car insurance provider for Oslo drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $548 over the competition.
The best car insurance company for Oslo drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $353 better than other car insurance companies.
The best auto insurance for Oslo drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $717 less each year.
The least expensive car insurance company for new and young drivers in Oslo
In Oslo, State Farm costs young drivers $1,228 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oslo
State Farm gave the largest car insurance discounts to married couples, averaging $364 saved each year compared to an average Oslo couple's premiums.
The cheapest car insurance in Oslo for drivers with bad credit
The best Oslo car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oslo
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Oslo driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oslo, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Oslo
What Influences the Cost of Car Insurance in Oslo?
On average, car insurance in Oslo is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Oslo is 30 minutes, which is about the national average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oslo are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Oslo is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oslo is $70 per month for minimum coverage and $135 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Alvarado: Insurance costs 0.87% less
- Ardoch: Insurance costs 14.28% less
- Manvel: Insurance costs 16.56% less
- Warsaw: Insurance costs 13.72% less
- Minto: Insurance costs 13.35% less
- Tabor: Insurance costs 2.60% less
- Johnstown: Insurance costs 15.39% less
- Voss: Insurance costs 12.92% less
- Argyle: Insurance costs 0.56% less
- Warren: Insurance costs 0.62% less
Cities with Similar Populations
- Ruth: Insurance costs 27.94% more
- Snowflake: Insurance costs 24.54% less
- Snow Hollow Lake: Insurance costs 13.54% more
- Smyrna: Insurance costs 74.85% more
- Smoot: Insurance costs 8.96% less
- Smiths Mill: Insurance costs 7.23% less
- Smithland: Insurance costs 22.93% less
- Slabtown: Insurance costs 33.07% less
- Skene: Insurance costs 6.18% more
- Skamokawa: Insurance costs 14.34% less