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Get Cheap Car Insurance in Ottawa Hills, OH
We monitor insurance prices, helping the average driver in Ottawa Hills save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Ottawa Hills
The chart below shows the cheapest car insurance company in Ottawa Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Ottawa Hills Insurer | Monthly Cost |
|---|---|
| State Farm | $46 |
| Safeco Insurance | $48 |
| Travelers | $48 |
| Mile Auto | $50 |
Savings for Every Kind of Ottawa Hills Driver
Based on our extensive insurance data, we know the average Ottawa Hills driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $295 per year by choosing the right vehicle insurance company. Some Ottawa Hills residents are paying out over $1,117 extra every year for auto insurance in Ottawa Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ottawa Hills, OH Savings / Yr. |
|---|---|
$295 |
|
$502 |
|
$424 |
|
$453 |
|
$1,084 |
|
$308 |
|
$432 |
Ottawa Hills Car Insurance vs. Ohio
People living in Ottawa Hills pay an average of 0.64% less than the typical driver in the state. The average driver in Ottawa Hills can expect to pay about $754 per year, or $1,117 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Ottawa Hills for most people.
Car Insurance Prices by Ottawa Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Ottawa Hills?
The map shows insurance prices in and around Ottawa Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $41 per year within the city boundaries, with insurance premiums ranging from a high of $1,132 to a low of $1,091. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Ottawa Hills.Pick the Best Car Insurance Company for You in Ottawa Hills
The best car insurance provider for most drivers in Ottawa Hills
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $295 over the average Ottawa Hills car insurance company.
The best car insurance provider for Ottawa Hills drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $502 over the competition.
The best car insurance company for Ottawa Hills drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $424 better than other car insurance companies.
The best auto insurance for Ottawa Hills drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $453 less each year.
The least expensive car insurance company for new and young drivers in Ottawa Hills
In Ottawa Hills, Geico costs young drivers $1,084 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ottawa Hills
State Farm gave the largest car insurance discounts to married couples, averaging $308 saved each year compared to an average Ottawa Hills couple's premiums.
The cheapest car insurance in Ottawa Hills for drivers with bad credit
The best Ottawa Hills car insurance company for customer service
Nationwide was the best company for customer service in Ottawa Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Ottawa Hills
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ottawa Hills driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ottawa Hills, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Ottawa Hills
What Influences the Cost of Car Insurance in Ottawa Hills?
On average, car insurance in Ottawa Hills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ottawa Hills is 21 minutes, which is far less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ottawa Hills are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Ottawa Hills is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ottawa Hills is $63 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Toledo: Insurance costs 1.34% more
- Sylvania: Insurance costs 2.15% less
- Holland: Insurance costs 1.16% less
- Rossford: Insurance costs 1.25% less
- Lambertville: Insurance costs 151.48% more
- Whiteford Center: Insurance costs 138.14% more
- Maumee: Insurance costs 3.13% less
- Ottawa Lake: Insurance costs 139.48% more
- Temperance: Insurance costs 150.04% more
- Richfield Center: Insurance costs 5.19% less
Cities with Similar Populations
- Homeacre-Lyndora: Insurance costs 22.47% more
- Hooks: Insurance costs 47.63% more
- Honokaa: Insurance costs 28.29% more
- Homosassa: Insurance costs 117.73% more
- Hometown: Insurance costs 48.16% more
- Homestead: Insurance costs 39.39% more
- Homestead Meadows North: Insurance costs 64.91% more
- Homerville: Insurance costs 43.87% more
- Homer: Insurance costs 89.97% more
- Homer City: Insurance costs 21.04% more