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Get Cheap Car Insurance in Owens Wells, MS
We monitor insurance prices, helping the average driver in Owens Wells save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Owens Wells
The chart below shows the cheapest car insurance company in Owens Wells for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Owens Wells Insurer | Monthly Cost |
|---|---|
| State Farm | $65 |
| Farm Bureau | $67 |
| Safeco Insurance | $69 |
| Progressive | $77 |
Savings for Every Kind of Owens Wells Driver
Based on our extensive insurance data, we know the average Owens Wells driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $302 per year by choosing the right vehicle insurance company. Some Owens Wells residents are paying out over $1,764 extra every year for auto insurance in Owens Wells. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Owens Wells, MS Savings / Yr. |
|---|---|
$302 |
|
$503 |
|
$392 |
|
$772 |
|
$1,790 |
|
$258 |
|
$787 |
Owens Wells Car Insurance vs. Mississippi
People living in Owens Wells pay an average of 3.26% more than the typical driver in the state. The average driver in Owens Wells can expect to pay about $1,004 per year, or $1,764 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Owens Wells for most people.
Car Insurance Prices by Owens Wells Neighborhood
Insurance Prices
Where is insurance cheapest within Owens Wells?
The map shows insurance prices in and around Owens Wells, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $42 per year within the city boundaries, with insurance premiums ranging from a high of $1,776 to a low of $1,734. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Owens Wells.Pick the Best Car Insurance Company for You in Owens Wells
The best car insurance provider for most drivers in Owens Wells
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $302 over the average Owens Wells car insurance company.
The best car insurance provider for Owens Wells drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $503 over the competition.
The best car insurance company for Owens Wells drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $392 better than other car insurance companies.
The best auto insurance for Owens Wells drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $772 less each year.
The least expensive car insurance company for new and young drivers in Owens Wells
In Owens Wells, Farm Bureau costs young drivers $1,790 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Owens Wells
Farm Bureau gave the largest car insurance discounts to married couples, averaging $258 saved each year compared to an average Owens Wells couple's premiums.
The cheapest car insurance in Owens Wells for drivers with bad credit
The best Owens Wells car insurance company for customer service
Nationwide was the best company for customer service in Owens Wells according to the NAIC.
Recent price drops
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The cheapest large national provider in Owens Wells
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Owens Wells driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Owens Wells, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Owens Wells
What Influences the Cost of Car Insurance in Owens Wells?
On average, car insurance in Owens Wells is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Owens Wells is 41 minutes, which is far more than average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Owens Wells are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Owens Wells has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Owens Wells is $84 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lexington: Insurance costs 0.96% more
- Brozville: Insurance costs 1.30% less
- Emory: Insurance costs 1.47% less
- Durant: Insurance costs 1.13% more
- Goodman: Insurance costs 1.81% less
- Ebenezer: Insurance costs 0.11% more
- Howard: Insurance costs 2.21% less
- Boyette: Insurance costs 2.55% less
- Gwin: Insurance costs 0.11% less
- Coxburg: Insurance costs 1.08% less
Cities with Similar Populations
- Scott City: Insurance costs 32.14% less
- Morgan: Insurance costs 20.46% more
- Morrowville: Insurance costs 11.05% less
- Mount Airy: Insurance costs 23.30% less
- Mount Laurel: Insurance costs 23.41% less
- Mount Laurel: Insurance costs 30.44% less
- Sacramento: Insurance costs 16.21% less
- Sanford: Insurance costs 20.80% less
- Santa Rita Park: Insurance costs 5.61% more
- Saum: Insurance costs 5.95% less