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Get Cheap Car Insurance in Oxford Mills, IA
We monitor insurance prices, helping the average driver in Oxford Mills save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Oxford Mills
The chart below shows the cheapest car insurance company in Oxford Mills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Oxford Mills Insurer | Monthly Cost |
|---|---|
| State Farm | $28 |
| IMT Insurance | $29 |
| Auto-Owners Insurance | $31 |
| Farm Bureau | $32 |
Savings for Every Kind of Oxford Mills Driver
Based on our extensive insurance data, we know the average Oxford Mills driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $281 per year by choosing the right vehicle insurance company. Some Oxford Mills residents are paying out over $1,287 extra every year for auto insurance in Oxford Mills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oxford Mills, IA Savings / Yr. |
|---|---|
$281 |
|
$392 |
|
$334 |
|
$449 |
|
$1,177 |
|
$387 |
|
$594 |
Oxford Mills Car Insurance vs. Iowa
People living in Oxford Mills pay an average of 3.04% more than the typical driver in the state. The average driver in Oxford Mills can expect to pay about $505 per year, or $1,287 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Oxford Mills for most people.
Car Insurance Prices by Oxford Mills Neighborhood
Insurance Prices
Where is insurance cheapest within Oxford Mills?
The map shows insurance prices in and around Oxford Mills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $112 per year within the city boundaries, with insurance premiums ranging from a high of $1,335 to a low of $1,223. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Oxford Mills.Pick the Best Car Insurance Company for You in Oxford Mills
The best car insurance provider for most drivers in Oxford Mills
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $281 over the average Oxford Mills car insurance company.
The best car insurance provider for Oxford Mills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $392 over the competition.
The best car insurance company for Oxford Mills drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $334 better than other car insurance companies.
The best auto insurance for Oxford Mills drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $449 less each year.
The least expensive car insurance company for new and young drivers in Oxford Mills
In Oxford Mills, IMT Insurance costs young drivers $1,177 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oxford Mills
State Farm gave the largest car insurance discounts to married couples, averaging $387 saved each year compared to an average Oxford Mills couple's premiums.
The cheapest car insurance in Oxford Mills for drivers with bad credit
The best Oxford Mills car insurance company for customer service
Nationwide was the best company for customer service in Oxford Mills according to the NAIC.
Recent price drops
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The cheapest large national provider in Oxford Mills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Oxford Mills driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oxford Mills, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Oxford Mills
What Influences the Cost of Car Insurance in Oxford Mills?
On average, car insurance in Oxford Mills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Oxford Mills is 35 minutes, which is far more than average for a driver in the state.
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oxford Mills are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Oxford Mills is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Oxford Mills is $42 per month for minimum coverage and $107 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Oxford Junction: Insurance costs 3.19% more
- Massillon: Insurance costs 4.97% less
- Hale: Insurance costs 2.87% less
- Clarence: Insurance costs 2.25% less
- Lowden: Insurance costs 2.72% less
- Toronto: Insurance costs 4.66% less
- Wyoming: Insurance costs 1.94% less
- Lost Nation: Insurance costs 1.71% less
- Olin: Insurance costs 2.80% less
- Stanwood: Insurance costs 3.03% less
Cities with Similar Populations
- Opal: Insurance costs 17.72% more
- Otter: Insurance costs 29.22% more
- Otter Lake: Insurance costs 63.48% more
- Otter Creek: Insurance costs 61.07% more
- Otselic: Insurance costs 72.26% more
- Osman: Insurance costs 7.15% more
- Osceola: Insurance costs 119.04% more
- Oreton: Insurance costs 2.18% less
- Orangeport: Insurance costs 74.05% more
- Ottumwa: Insurance costs 16.63% more