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Get Cheap Car Insurance in Ozawkie, KS
We monitor insurance prices, helping the average driver in Ozawkie save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Ozawkie
The chart below shows the cheapest car insurance company in Ozawkie for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Ozawkie Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Kemper | $53 |
| Farm Bureau | $55 |
| Travelers | $56 |
Savings for Every Kind of Ozawkie Driver
Based on our extensive insurance data, we know the average Ozawkie driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $364 per year by choosing the right vehicle insurance company. Some Ozawkie residents are paying out over $1,534 extra every year for auto insurance in Ozawkie. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ozawkie, KS Savings / Yr. |
|---|---|
$364 |
|
$579 |
|
$414 |
|
$677 |
|
$1,322 |
|
$337 |
|
$736 |
Ozawkie Car Insurance vs. Kansas
People living in Ozawkie pay an average of 1.96% less than the typical driver in the state. The average driver in Ozawkie can expect to pay about $826 per year, or $1,534 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Ozawkie for most people.
Car Insurance Prices by Ozawkie Neighborhood
Insurance Prices
Where is insurance cheapest within Ozawkie?
The map shows insurance prices in and around Ozawkie, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $22 per year within the city boundaries, with insurance premiums ranging from a high of $1,547 to a low of $1,525. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Ozawkie.Pick the Best Car Insurance Company for You in Ozawkie
The best car insurance provider for most drivers in Ozawkie
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $364 over the average Ozawkie car insurance company.
The best car insurance provider for Ozawkie drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $579 over the competition.
The best car insurance company for Ozawkie drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $414 better than other car insurance companies.
The best auto insurance for Ozawkie drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $677 less each year.
The least expensive car insurance company for new and young drivers in Ozawkie
In Ozawkie, Geico costs young drivers $1,322 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ozawkie
State Farm gave the largest car insurance discounts to married couples, averaging $337 saved each year compared to an average Ozawkie couple's premiums.
The cheapest car insurance in Ozawkie for drivers with bad credit
The best Ozawkie car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ozawkie
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ozawkie driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ozawkie, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Ozawkie
What Influences the Cost of Car Insurance in Ozawkie?
On average, car insurance in Ozawkie is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kansas state insurance regulations may allow for lower prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ozawkie are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Ozawkie is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ozawkie is $69 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Meriden: Insurance costs 0.07% less
- Rock Creek: Insurance costs 0.52% more
- Oskaloosa: Insurance costs 0.07% less
- Thompsonville: Insurance costs 0.78% less
- Valley Falls: Insurance costs 0.39% less
- Grantville: Insurance costs 0.46% less
- Newman: Insurance costs 0.39% less
- Perry: Insurance costs 0.91% less
- Williamstown: Insurance costs 0.78% more
- Winchester: Insurance costs 1.17% more
Cities with Similar Populations
- Lower Brule: Insurance costs 10.56% more
- Sutherlin: Insurance costs 22.82% less
- Sutallee: Insurance costs 15.78% more
- Pinetta: Insurance costs 56.06% more
- Pine Island: Insurance costs 54.69% more
- Mountain View: Insurance costs 1.24% less
- Morris Ranch: Insurance costs 5.35% more
- Menan: Insurance costs 27.97% less
- Marathon City: Insurance costs 27.38% less
- Ansted: Insurance costs 0.07% less