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Get Cheap Car Insurance in Painesville on the Lake, OH
We monitor insurance prices, helping the average driver in Painesville on the Lake save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Painesville on the Lake
The chart below shows the cheapest car insurance company in Painesville on the Lake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Painesville on the Lake Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Safeco Insurance | $47 |
| Travelers | $47 |
| Mile Auto | $49 |
Savings for Every Kind of Painesville on the Lake Driver
Based on our extensive insurance data, we know the average Painesville on the Lake driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $288 per year by choosing the right vehicle insurance company. Some Painesville on the Lake residents are paying out over $1,090 extra every year for auto insurance in Painesville on the Lake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Painesville on the Lake, OH Savings / Yr. |
|---|---|
$288 |
|
$490 |
|
$414 |
|
$442 |
|
$1,058 |
|
$301 |
|
$422 |
Painesville on the Lake Car Insurance vs. Ohio
People living in Painesville on the Lake pay an average of 3.05% less than the typical driver in the state. The average driver in Painesville on the Lake can expect to pay about $736 per year, or $1,090 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Painesville on the Lake for most people.
Car Insurance Prices by Painesville on the Lake Neighborhood
Insurance Prices
Where is insurance cheapest within Painesville on the Lake?
The map shows insurance prices in and around Painesville on the Lake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,090 to a low of $1,090. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Painesville on the Lake.Pick the Best Car Insurance Company for You in Painesville on the Lake
The best car insurance provider for most drivers in Painesville on the Lake
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $288 over the average Painesville on the Lake car insurance company.
The best car insurance provider for Painesville on the Lake drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $490 over the competition.
The best car insurance company for Painesville on the Lake drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $414 better than other car insurance companies.
The best auto insurance for Painesville on the Lake drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $442 less each year.
The least expensive car insurance company for new and young drivers in Painesville on the Lake
In Painesville on the Lake, Geico costs young drivers $1,058 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Painesville on the Lake
State Farm gave the largest car insurance discounts to married couples, averaging $301 saved each year compared to an average Painesville on the Lake couple's premiums.
The cheapest car insurance in Painesville on the Lake for drivers with bad credit
The best Painesville on the Lake car insurance company for customer service
Nationwide was the best company for customer service in Painesville on the Lake according to the NAIC.
Recent price drops
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The cheapest large national provider in Painesville on the Lake
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Painesville on the Lake driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Painesville on the Lake, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Painesville on the Lake
What Influences the Cost of Car Insurance in Painesville on the Lake?
On average, car insurance in Painesville on the Lake is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Painesville on the Lake is 29 minutes, which is a little less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Painesville on the Lake are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Painesville on the Lake is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Painesville on the Lake is $61 per month for minimum coverage and $91 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Perry: Insurance costs 1.28% less
- Fairport Harbor: Insurance costs 0.09% more
- Painesville: Insurance costs 3.49% more
- North Perry: Insurance costs 1.93% less
- Grand River: Insurance costs 0.55% more
- Madison: Insurance costs 0.83% more
- South Madison: Insurance costs 0.18% less
- North Madison: Insurance costs 2.75% more
- Mentor: Insurance costs 0.46% less
- Mentor-on-the-Lake: Insurance costs 0.73% more
Cities with Similar Populations
- Oldtown: Insurance costs 37.61% more
- Riverton: Insurance costs 39.91% more
- Riverside: Insurance costs 2.94% more
- Paradise: Insurance costs 42.75% more
- Paradise: Insurance costs 42.02% more
- Overton: Insurance costs 104.13% more
- Ophir: Insurance costs 28.99% more
- Ong: Insurance costs 29.27% more
- Olney: Insurance costs 94.31% more
- Riverview: Insurance costs 20.64% more