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Get Cheap Car Insurance in Palisades, TX
We monitor insurance prices, helping the average driver in Palisades save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Palisades
The chart below shows the cheapest car insurance company in Palisades for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Palisades Insurer | Monthly Cost |
|---|---|
| Clearcover | $51 |
| Mile Auto | $66 |
| Progressive | $68 |
| State Farm | $74 |
Savings for Every Kind of Palisades Driver
Based on our extensive insurance data, we know the average Palisades driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $404 per year by choosing the right vehicle insurance company. Some Palisades residents are paying out over $1,962 extra every year for auto insurance in Palisades. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Palisades, TX Savings / Yr. |
|---|---|
$404 |
|
$924 |
|
$814 |
|
$933 |
|
$1,420 |
|
$536 |
|
$586 |
Palisades Car Insurance vs. Texas
People living in Palisades pay an average of 0.42% more than the typical driver in the state. The average driver in Palisades can expect to pay about $1,169 per year, or $1,962 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Palisades for most people.
Car Insurance Prices by Palisades Neighborhood
Insurance Prices
Where is insurance cheapest within Palisades?
The map shows insurance prices in and around Palisades, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $73 per year within the city boundaries, with insurance premiums ranging from a high of $1,997 to a low of $1,924. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Palisades.Pick the Best Car Insurance Company for You in Palisades
The best car insurance provider for most drivers in Palisades
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $404 over the average Palisades car insurance company.
The best car insurance provider for Palisades drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $924 over the competition.
The best car insurance company for Palisades drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $814 better than other car insurance companies.
The best auto insurance for Palisades drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $933 less each year.
The least expensive car insurance company for new and young drivers in Palisades
In Palisades, State Farm costs young drivers $1,420 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Palisades
State Farm gave the largest car insurance discounts to married couples, averaging $536 saved each year compared to an average Palisades couple's premiums.
The cheapest car insurance in Palisades for drivers with bad credit
The best Palisades car insurance company for customer service
Recent price drops
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The cheapest large national provider in Palisades
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Palisades driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Palisades, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Palisades
What Influences the Cost of Car Insurance in Palisades?
On average, car insurance in Palisades is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Palisades are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Palisades is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Palisades is $97 per month for minimum coverage and $164 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Timbercreek Canyon: Insurance costs 0.82% less
- Lake Tanglewood: Insurance costs 0.31% more
- Canyon: Insurance costs 4.23% less
- Amarillo: Insurance costs 0.46% less
- Bushland: Insurance costs 3.72% less
- Umbarger: Insurance costs 5.91% less
- Claude: Insurance costs 1.58% less
- Wildorado: Insurance costs 6.88% less
- South Brice: Insurance costs 0.36% less
- Howardwick: Insurance costs 0.36% less
Cities with Similar Populations
- Seneca: Insurance costs 30.02% less
- Mathews: Insurance costs 49.75% more
- McCol Place: Insurance costs 40.62% less
- McCracken: Insurance costs 18.91% less
- Ruby Corner: Insurance costs 7.44% more
- Ryde: Insurance costs 2.60% less
- Sandgate: Insurance costs 40.32% less
- Sartinsville: Insurance costs 11.21% less
- Schubert: Insurance costs 9.38% less
- Scott: Insurance costs 12.79% less