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Get Cheap Car Insurance in Palm Heights, San Antonio, TX
We monitor insurance prices, helping the average driver in Palm Heights save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Palm Heights
The chart below shows the cheapest car insurance company in Palm Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Palm Heights Insurer | Monthly Cost |
|---|---|
| Clearcover | $51 |
| Mile Auto | $67 |
| Progressive | $69 |
| State Farm | $75 |
Savings for Every Kind of Palm Heights Driver
Based on our extensive insurance data, we know the average Palm Heights driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $409 per year by choosing the right vehicle insurance company. Some Palm Heights residents are paying out over $1,989 extra every year for auto insurance in Palm Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Palm Heights, San Antonio, TX Savings / Yr. |
|---|---|
$409 |
|
$936 |
|
$825 |
|
$945 |
|
$1,439 |
|
$543 |
|
$594 |
Palm Heights Car Insurance vs. San Antonio
People living in Palm Heights pay an average of 1.77% more than the typical driver in the state. The average driver in Palm Heights can expect to pay about $1,185 per year, or $1,989 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Palm Heights for most people.
Car Insurance Prices by Palm Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Palm Heights?
The map shows insurance prices in and around Palm Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $155 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,071 to a low of $1,916. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Palm Heights.Pick the Best Car Insurance Company for You in Palm Heights
The best car insurance provider for most drivers in Palm Heights
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $409 over the average Palm Heights car insurance company.
The best car insurance provider for Palm Heights drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $936 over the competition.
The best car insurance company for Palm Heights drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $825 better than other car insurance companies.
The best auto insurance for Palm Heights drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $945 less each year.
The least expensive car insurance company for new and young drivers in Palm Heights
In Palm Heights, State Farm costs young drivers $1,439 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Palm Heights
State Farm gave the largest car insurance discounts to married couples, averaging $543 saved each year compared to an average Palm Heights couple's premiums.
The cheapest car insurance in Palm Heights for drivers with bad credit
The best Palm Heights car insurance company for customer service
Nationwide was the best company for customer service in Palm Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Palm Heights
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Palm Heights driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Palm Heights, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Palm Heights
What Influences the Cost of Car Insurance in Palm Heights?
On average, car insurance in Palm Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Palm Heights is 29 minutes, which is about the national average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Palm Heights are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Palm Heights has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Palm Heights is $99 per month for minimum coverage and $166 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Collins Gardens: Insurance costs 1.66% less
- Brady Gardens: Insurance costs 3.22% less
- Columbia Heights: Insurance costs 0.05% more
- Lone Star: Insurance costs 4.17% less
- Tierra Linda: Insurance costs 1.21% more
- Thompson Community: Insurance costs 0.45% less
- Avenida Guadalupe: Insurance costs 2.26% more
- Greater Gardendale: Insurance costs 2.36% more
- Quintana Community: Insurance costs 2.06% more
- Mission San Jose: Insurance costs 2.51% less
Neighborhoods with Similar Populations
- East Bench: Insurance costs 24.43% less
- North Los Altos: Insurance costs 2.71% more
- Idle Hour: Insurance costs 10.86% more
- Larkspur: Insurance costs 29.96% less
- Greenland: Insurance costs 24.59% more
- Elmwood: Insurance costs 41.88% more
- East Price Hill: Insurance costs 35.29% less
- East Forest Park: Insurance costs 16.29% less
- Devon-Walnut Beach: Insurance costs 5.58% more
- Deer Park: Insurance costs 39.01% less