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Get Cheap Car Insurance in Palmers Crossroads, AL
We monitor insurance prices, helping the average driver in Palmers Crossroads save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Palmers Crossroads
The chart below shows the cheapest car insurance company in Palmers Crossroads for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Palmers Crossroads Insurer | Monthly Cost |
|---|---|
| Travelers | $68 |
| Gainsco | $71 |
| State Farm | $75 |
| Safe Auto | $75 |
Savings for Every Kind of Palmers Crossroads Driver
Based on our extensive insurance data, we know the average Palmers Crossroads driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $381 per year by choosing the right vehicle insurance company. Some Palmers Crossroads residents are paying out over $1,538 extra every year for auto insurance in Palmers Crossroads. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Palmers Crossroads, AL Savings / Yr. |
|---|---|
$381 |
|
$518 |
|
$485 |
|
$551 |
|
$1,195 |
|
$66 |
|
$325 |
Palmers Crossroads Car Insurance vs. Alabama
People living in Palmers Crossroads pay an average of 4.07% less than the typical driver in the state. The average driver in Palmers Crossroads can expect to pay about $1,015 per year, or $1,538 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Palmers Crossroads for most people.
Car Insurance Prices by Palmers Crossroads Neighborhood
Insurance Prices
Where is insurance cheapest within Palmers Crossroads?
The map shows insurance prices in and around Palmers Crossroads, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $49 per year within the city boundaries, with insurance premiums ranging from a high of $1,559 to a low of $1,510. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Palmers Crossroads.Pick the Best Car Insurance Company for You in Palmers Crossroads
The best car insurance provider for most drivers in Palmers Crossroads
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $381 over the average Palmers Crossroads car insurance company.
The best car insurance provider for Palmers Crossroads drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $518 over the competition.
The best car insurance company for Palmers Crossroads drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $485 better than other car insurance companies.
The best auto insurance for Palmers Crossroads drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $551 less each year.
The least expensive car insurance company for new and young drivers in Palmers Crossroads
In Palmers Crossroads, Travelers costs young drivers $1,195 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Palmers Crossroads
State Farm gave the largest car insurance discounts to married couples, averaging $66 saved each year compared to an average Palmers Crossroads couple's premiums.
The cheapest car insurance in Palmers Crossroads for drivers with bad credit
The best Palmers Crossroads car insurance company for customer service
Nationwide was the best company for customer service in Palmers Crossroads according to the NAIC.
Recent price drops
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The cheapest large national provider in Palmers Crossroads
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Palmers Crossroads driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Palmers Crossroads, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Palmers Crossroads
What Influences the Cost of Car Insurance in Palmers Crossroads?
On average, car insurance in Palmers Crossroads is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Palmers Crossroads are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Palmers Crossroads is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Palmers Crossroads is $85 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Uriah: Insurance costs 0.46% less
- Mineola: Insurance costs 0.20% more
- Jeddo: Insurance costs 1.95% less
- McCullough: Insurance costs 1.63% less
- Jack Springs: Insurance costs 1.63% less
- Huxford: Insurance costs 4.75% less
- Little River: Insurance costs 1.82% more
- Megargel: Insurance costs 4.55% less
- Poarch: Insurance costs 1.63% less
- Lottie: Insurance costs 1.63% less
Cities with Similar Populations
- San Gabriel: Insurance costs 3.71% more
- Lutesville: Insurance costs 18.66% more
- Lutie: Insurance costs 10.79% more
- Lykins: Insurance costs 51.30% more
- Mabbettsville: Insurance costs 53.25% more
- Mammoth: Insurance costs 15.28% more
- Manse: Insurance costs 34.33% more
- Mansion View: Insurance costs 0.13% less
- Maple Point: Insurance costs 7.74% less
- Maple View: Insurance costs 34.46% more