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Get Cheap Car Insurance in Paradise Valley, AZ
We monitor insurance prices, helping the average driver in Paradise Valley save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Paradise Valley
The chart below shows the cheapest car insurance company in Paradise Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Paradise Valley Insurer | Monthly Cost |
|---|---|
| Metromile | $64 |
| State Farm | $65 |
| Mile Auto | $82 |
| MetLife | $82 |
Savings for Every Kind of Paradise Valley Driver
Based on our extensive insurance data, we know the average Paradise Valley driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $730 per year by choosing the right vehicle insurance company. Some Paradise Valley residents are paying out over $1,888 extra every year for auto insurance in Paradise Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Paradise Valley, AZ Savings / Yr. |
|---|---|
$730 |
|
$648 |
|
$394 |
|
$663 |
|
$2,103 |
|
$372 |
|
$1,043 |
Paradise Valley Car Insurance vs. Arizona
People living in Paradise Valley pay an average of 4.07% more than the typical driver in the state. The average driver in Paradise Valley can expect to pay about $995 per year, or $1,888 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Paradise Valley for most people.
Car Insurance Prices by Paradise Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Paradise Valley?
The map shows insurance prices in and around Paradise Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $202 per year within the city boundaries, with insurance premiums ranging from a high of $1,958 to a low of $1,756. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Paradise Valley.Pick the Best Car Insurance Company for You in Paradise Valley
The best car insurance provider for most drivers in Paradise Valley
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $730 over the average Paradise Valley car insurance company.
The best car insurance provider for Paradise Valley drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $648 over the competition.
The best car insurance company for Paradise Valley drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $394 better than other car insurance companies.
The best auto insurance for Paradise Valley drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $663 less each year.
The least expensive car insurance company for new and young drivers in Paradise Valley
In Paradise Valley, Geico costs young drivers $2,103 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Paradise Valley
State Farm gave the largest car insurance discounts to married couples, averaging $372 saved each year compared to an average Paradise Valley couple's premiums.
The cheapest car insurance in Paradise Valley for drivers with bad credit
The best Paradise Valley car insurance company for customer service
Nationwide was the best company for customer service in Paradise Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Paradise Valley
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Paradise Valley driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Paradise Valley, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Paradise Valley
What Influences the Cost of Car Insurance in Paradise Valley?
On average, car insurance in Paradise Valley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Paradise Valley are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Paradise Valley is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Paradise Valley is $83 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Scottsdale: Insurance costs 0.64% less
- Phoenix: Insurance costs 1.27% more
- Fountain Hills: Insurance costs 1.32% less
- Glendale: Insurance costs 4.56% more
- Mesa: Insurance costs 0.58% more
- Fort McDowell: Insurance costs 6.67% less
- Peoria: Insurance costs 0.95% more
- Alchesay Flat: Insurance costs 5.24% less
- Sun City: Insurance costs 2.28% less
- Tolleson: Insurance costs 6.04% more
Cities with Similar Populations
- Rutherford: Insurance costs 12.55% more
- Johnstown: Insurance costs 7.10% less
- Justin: Insurance costs 8.90% less
- Lawrenceburg: Insurance costs 35.86% less
- Madison: Insurance costs 1.54% more
- Manchester: Insurance costs 0.58% more
- Red Hill: Insurance costs 12.02% less
- Rex: Insurance costs 14.78% more
- Rigby: Insurance costs 41.31% less
- Ripon: Insurance costs 4.13% more