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Get Cheap Car Insurance in Paradise Valley, WY
We monitor insurance prices, helping the average driver in Paradise Valley save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Paradise Valley
The chart below shows the cheapest car insurance company in Paradise Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Progressive, Geico, and Dairyland.
| Paradise Valley Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $37 |
| Progressive | $39 |
| Geico | $40 |
| Dairyland | $43 |
Savings for Every Kind of Paradise Valley Driver
Based on our extensive insurance data, we know the average Paradise Valley driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $357 per year by choosing the right vehicle insurance company. Some Paradise Valley residents are paying out over $1,579 extra every year for auto insurance in Paradise Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Paradise Valley, WY Savings / Yr. |
|---|---|
$357 |
|
$483 |
|
$431 |
|
$784 |
|
$719 |
|
$334 |
|
$326 |
Paradise Valley Car Insurance vs. Wyoming
People living in Paradise Valley pay an average of 1.12% more than the typical driver in the state. The average driver in Paradise Valley can expect to pay about $699 per year, or $1,579 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Paradise Valley for most people.
Car Insurance Prices by Paradise Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Paradise Valley?
The map shows insurance prices in and around Paradise Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $26 per year within the city boundaries, with insurance premiums ranging from a high of $1,590 to a low of $1,564. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Paradise Valley.Pick the Best Car Insurance Company for You in Paradise Valley
The best car insurance provider for most drivers in Paradise Valley
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $357 over the average Paradise Valley car insurance company.
The best car insurance provider for Paradise Valley drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $483 over the competition.
The best car insurance company for Paradise Valley drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $431 better than other car insurance companies.
The best auto insurance for Paradise Valley drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $784 less each year.
The least expensive car insurance company for new and young drivers in Paradise Valley
In Paradise Valley, State Farm costs young drivers $719 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Paradise Valley
Geico gave the largest car insurance discounts to married couples, averaging $334 saved each year compared to an average Paradise Valley couple's premiums.
The cheapest car insurance in Paradise Valley for drivers with bad credit
The best Paradise Valley car insurance company for customer service
Nationwide was the best company for customer service in Paradise Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Paradise Valley
For customers who prefer to work with large national providers, we recommend Progressive for pricing. The average Paradise Valley driver can expect to pay about $107 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Paradise Valley, USAA has the best prices for drivers with accidents, drivers with bad credit, good drivers, drivers with a DUI conviction, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around Paradise Valley
What Influences the Cost of Car Insurance in Paradise Valley?
On average, car insurance in Paradise Valley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Paradise Valley is 30 minutes, which is about the national average for a driver in the state.
- Wyoming state insurance regulations may allow for lower prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Paradise Valley are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Paradise Valley is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Paradise Valley is $58 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Antelope Hills: Insurance costs 0.70% more
- Red Buttes Village: Insurance costs 0.25% less
- Bar Nunn: Insurance costs 0.13% less
- Evansville: Insurance costs 3.23% less
- Mills: Insurance costs 2.15% less
- Casper: Insurance costs 2.91% less
- Natrona: Insurance costs 0.95% less
- Parkerton: Insurance costs 1.33% less
- Midwest: Insurance costs 0.70% more
- Edgerton: Insurance costs 0.76% more
Cities with Similar Populations
- Richwood: Insurance costs 8.11% more
- Newhalem: Insurance costs 14.82% less
- Newkirk: Insurance costs 5.95% less
- Newlin: Insurance costs 13.68% more
- Nikolski: Insurance costs 13.11% less
- Niles: Insurance costs 11.15% more
- North Hayden: Insurance costs 22.23% less
- North Pharsalia: Insurance costs 32.68% more
- Onawa: Insurance costs 39.65% less
- Onoto: Insurance costs 7.41% less